What do you think is unethical? The countrywide approved everyone to get their loans‚ no matter they have jobs or not‚ no matter they have income or not‚ no matter they have assets or not. The criteria they use may be unethical. They don’t care whether the documents are valid‚ whether they can verify the income‚ whether the appraisal is any good. They just care about getting the loan closed‚ in order to do another loan. The underwriters/ contractors looked through the loan as quick as they can.
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Causes of Poverty Hatice Oruçoğlu I think all the resources on earth serve humanity‚ when they are processed properly and they are distiributed equally . Unfortunately‚ Most of the people in the world think only of their own interests in community. They act individually‚ that is to say‚ They are so selfish and curel that the world is turning/rotating/revolving around them. when this kind of people exploit lots of sources
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Wei-Hsiang Wang What do you think art is? In my opinion‚ the major purpose of art is to influence someone. Some of the most common types of art in public are paintings‚ photos‚ and sculptures. When I go to the library‚ I would see photos of intellectual people‚ such as Gandhi‚ and Albert Einstein. These photos on the wall can greatly influence my mood and efficiency on studying. When I go to a hospital‚ I would see paintings and pictures that show life. Most of these paintings would have the
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India is a country that offers a diverse range of cultures‚ races‚ and ethnicities for anyone that may choose to visit. Many people may think of someone ’s race as the same as their ethnicity‚ but they are very different. Race is a socially constructed category composed of people who share biologically transmitted traits that member of a society consider important‚ whereas ethnicity is a shared cultural heritage which can contain many different races within it (Macionis J. J.‚ 2006). The mix of cultures
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Causes of Poverty Since the 1970s‚ poverty dropped significantly in East Asia‚ while in Africa‚ Latin America‚ and South Asia‚ the level of poverty has decreased less‚ or even risen in some countries. In 1991 almost 36 million Americans were living below the poverty line‚ the official level of income which is needed to achieve a basic living standard with enough money for things such as food‚ clothing and a place to live. In Cambodia‚ the poverty rate was 25% in 2012. Based on this fact
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level of examination‚ functioning on mechanisms that exceed prejudice and discrimination on an individual level. There may be a temptation to draw a conclusion that the discrimination occurring against a particular group would be eradicated if “Negative associations‚ stereotypes‚ and prejudices toward that outgroup were eliminated‚ but even in ideal settings where individuals hold no stereotypes or prejudices toward a group‚ discrimination may still occur.” However‚ in reality that scenario describes
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CAUSES OF POVERTY “Poverty is the worst form of violence”- Mahatma Gandhi. Poverty is a problem of unmet human physical need. That is‚ persons and families in poverty lack the goods and services needed to sustain and support life and the income to purchase the goods or services which would meet those needs. Have they been lazy‚ made poor decisions‚ and been solely responsible for their plight? What are the causes of this extreme need? Overpopulation is the situation of having large numbers of people
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Causes of Poverty: The basic causes of poverty in India are as follows: (1) Colonial Exploitation: During the British administration‚ the industrial sector of the economy was completely destroyed. The people were bound to depend on agriculture. The man-land ratio declined giving rise to widespread underemployment and disguised unemployment. Further the Britishers compelled the poor farmers to sell their product at a lower price and sold the British industrial product at a higher price in Indian
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these countries. In this paper I will define the concept development and explain different dimensions of development. I will also elaborate why it’s highly stressed with third world countries. I will also define the term ‘underdevelopment‚’ then explain why most African nations are affected by it. I will take the Zambian case as an example to try and explain why African countries are underdeveloped and conclude with recommendations on how this issue could be resolved. The concept ‘development’ is
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Prejudice and discrimination in Philadelphia Philadelphia is a movie which demonstrates not only the cold-blooded and hypocritical members of corporate society‚ but the indignities and prejudices that people living with AIDS have to go through. This movie was set in an era when homosexuality was not socially accepted and not many people were educated on the disease AIDS. Andrew Beckett‚ a Philadelphia lawyer who has been keeping his homosexuality‚ and his AIDS‚ hidden from his conservative bosses
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