Ratings Services has lowered its credit ratings for many of the world’s largest financial institutions‚ including the biggest banks in the U.S. Bank of America Corp. and its main subsidiaries are among the institutions whose ratings fell at least one notch Tuesday‚ along with Citigroup Inc.‚ Goldman Sachs Group Inc.‚ JPMorgan Chase & Co.‚ Morgan Stanley and Wells Fargo & Co. S&P said the changes in 37 financial companies’ ratings reflect the firm’s new criteria for banks‚ and they incorporate
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was the reason for the decreased crime rate from the 1990s to the 2000s? The increase in technology in the late 1980s-early 1990s made it easier for gangs and criminals to commit crimes. In the 1990s there was a lot of crime going on and many people though that it was going to keep increasing into the 2000s but to many peoples surprise the crime rate actually decreased. After the 1990s‚ which was a decade full of crime‚ many people thought that the crime rate would increase in the 2000s‚ but due
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Article: Interest Rate Hikes in Brazil http://online.wsj.com/news/articles/SB10001424052702303626804579505673346899690 http://www.reuters.com/article/2014/04/02/brazil-economy-rates-idUSL1N0MU0O420140402 As the global recession still lingers‚ countries have been looking for different ways to stimulate the economy. There are multiple ways to stimulate the economy‚ primarily through monetary and fiscal policy‚ action taken by the central bank and government respectively‚ in order to adjust money
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Unit 3. Assignment 1: Bacterial Growth Rates 1. Mediums that could be used to determine shigellosis include Btilliant Green Agar‚ and Triple Sugar-Iron Agar. Expected results in a confirmed case of shigellosis are as follows: Brilliant Green Agar – Isolated Shigella colonies which do not ferment lactose or sucrose and appear red or white in color with no growth to trace growth on the Agar plate will be present. Triple Sugar-Iron Agar – Presence of Shigella will manifest as a red slant with
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Unemployment (or joblessness) occurs when people are without work and actively seeking work. The unemployment rate is a measure of the prevalence of unemployment and it is calculated as a percentage by dividing the number of unemployed individuals by all individuals currently in the labor force. During periods of recession‚ an economy usually experiences a relatively high unemployment rate. In a 2011 news story‚ Business Week reported‚ "More than 200 million people globally are out of work‚ a record
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Rate and Sequences of development All children grow and develop in the same sort of order‚ but they do not all happen in the same rate or sequence. Some children’s development is slower than others so they may be behind other children. The rate of development is the speed at which the child develops. Children all develop in the same order‚ but not always at the same rate. For example the stages of walking happen at different times for different children. Some may crawl for longer than others
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war The economic impact of the global financial crisis was as negative as that of a world war and therefore public anger with banks was a normal and understandable reaction‚ said Andrew Haldane‚ head of financial stability at the Bank of England‚ one of the most influential central banks in the world. "If we’re lucky‚ the crisis cost will be paid by our children‚ but I think it is more likely that our grandchildren will pay it‚" he said‚ quoted by The Telegraph. Haldane said that banks should
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Libor is the benchmark interest rate that affects how consumers and companies borrow money across the world. It the average interest rate calculated through the submission of interest rates by major banks in London. It is controlled by British Bankers ’Association(BBA) WHAT IS AFFECTED BY THE RATE ? Derivatives •Libor underpins at least $350 trillion in derivatives and other related financial products Mortgages •Of all the adjustable rate mortgages in US‚ 45% of the prime
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and to explain why it is not possible to tetanize cardiac muscle. 4. To define extrasystole‚ and to explain at what point in the cardiac cycle (and on an ECG tracing) an extrasystole can be induced. 5. To describe the effect of the following on heart rate: vagal stimulation‚ cold‚ heat‚ pilocarpine‚ atropine‚ epinephrine‚ digitalis‚ and potassium‚ sodium‚ and calcium ions. 6. To define vagal escape and discuss its value. 7. To define ectopic pacemaker. I nvestigation of human cardiovascular physiology
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In this report we will explain and discuss the inflation rate that happened in Australia for the last three years. The issues uncovered will allow us to see the reasons behind the decreasing in inflation rate in Australia. Lastly we will discuss the type of inflation that will happen after the collection of carbon tax that started in the beginning of July 2012. In the table and chart below are some of statistics that we obtained from several sources to aid our explanation: 1. Euromonitor International
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