performance of banks. Unfortunately‚ some of these loans do not perform and are defaulted and eventually result in bad debts which affect banks earning on such loans. These types of loans are on-performing loans or simply bad loans. In February‚ 2009‚ a Bank of Ghana report revealed that the non-performing loans ratio had increased from 6.4% in 2007 to 2008. These bad loans become cost to banks and can fuel banking crisis and result in the collapse of these institutions with their attendant repercussions
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competition. Performing enhancing drugs in sports is the public enemy from all over the world. Performing enhancing drugs in sports became a huge travesty when a lot of athletes built like monsters and find a winning edge to collect titles‚ Olympic medals‚ gold jackets‚ and other great accomplishments. Great athletes like Tyson Gay‚ Roy Jones Jr.‚ Lance Armstrong‚ Shan Warne‚ and others athletes is the falling victims who are addicted to getting that winning edge. There are many kinds of performing enhancing
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recording of the spoken words‚ music and other sounds that are to accompany the images. Films are also a cultural artifacts created by specific cultures. They reflect those cultures‚ and‚ in turn‚ affect them. Film is considered to be an important art form‚ a source of popular entertainment‚ and a powerful medium for educating or indoctrinating citizens. Some films have become popular worldwide attractions by using dubbing or subtitles to translate the dialog into the language of the viewer. However
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Belinda Lithography – The disadvantages Background: Invented by Alois Senefelder in Germany‚ 1798 New technology since the 15th century – Gutenberg’s printing press How it works: It is a mechanical planographic process in which the printing and non-printing areas of the plate are all at the same level Lithography is based on the chemical repellence of oil and water. Designs are drawn or painted with greasy ink or crayons on specially prepared limestone. The stone is moistened with water
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“The oldest and most often invoked argument is that art‚ whatever its form‚ is a public good” (Ginsburgh‚ 2001‚ p. 759). Why? Because as the author referred‚ it can benefit not only those who attend or see it‚ and who pay for it‚ but also all other consumers‚ who do not necessarily wish to contribute voluntarily to its production or to its preservation‚ in the case of museums‚ so they are free riders. We can easily understand that artistic activities also produce externalities to all civilization
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Langevin 1 ! Kristopher Langevin Miss Strom ENG3U January 14‚ 2014 Evolving Disadvantages The world is constantly evolving and changing‚ different chapters in the world’s history brings on a new set of inventions‚ subsequent consequences and difficulties. From the machine age of the 1800’s‚ to the post war era and now the information age‚ each chapter creates a new set of challenges to overcome. Some technology advances have affected entire countries‚ for instance‚ recent technological
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analysis of the job duties and knowledges‚ skills‚ abilities‚ and personal characteristics (KSAPCs) required for success in a certain position‚ but a job analysis takes a substantial amount of time and effort... so why should an organization consider performing a job analysis? The primary reason an organization will perform a job analysis is so that they can ensure that their employee selection procedure is valid and defensible. Practically speaking‚ a valid selection procedure is one that accurately
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NVQ and Competence - Essay In this supporting paper to the presentation‚ the purpose‚ the nature and the advantages and disadvantages of NVQ will be stated and analysed; finishing with a conclusion as to whether to follow a NVQ or not. The definition of an NVQ is “A statement of competence clearly relevant to work and intended to facilitate entry into‚ or progression in‚ employment and further learning‚ issued to an individual by a recognized awarding body”. A national vocational qualification
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Q&A Related to "Essay for Advantages Disadvantages of Computer..." how to write an advantages and disadvantages essay? 1. Choose a topic you can write easily. For example‚ writing an advantage and disadvantage essay about wearing a bike helmet‚ shopping the day after Thanksgiving‚ or renting movies http://www.ehow.com/how_2103639_write-advantages-d... how to compare the advantages & disadvantages of computers? 1. Look at the processing power of the computers. This number is expressed in
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adult court. Juries tend to be more sympathetic to a minor. Thus making it a little easier to convince or plea for lesser charges. In most places the jails are crowded and the courts are more likely to give the juvenile a lighter sentence. Disadvantages of Adult Criminal Court In adult courts juveniles can be eligible for more severe punishments such as life sentences without parole or even the death penalty. The juvenile will be placed in adult jails with adults while awaiting sentencing‚ rather
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