of Commercial Banks Luqmaan Zainulabdeen3487 CONTENTS Definition and nature of a commercial bank Primary functions Secondary functions The explanation of those functions Conclusion Definition of a Commercial Bank A commercial bank is basically a financial institution that provides services such as‚ accepting deposits‚ granting loans and so much more services. There are two functions in a commercial bank. A primary function and a secondary function. Nature of a Commercial Bank One main task
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preparing a statement of cash flows‚ the term cash is broadly defined to include both cash and cash equivalents. Cash comprises cash on hand and demand deposit with banks. Cash equivalents consist of short term‚ highly liquid investments such as treasury bills‚ commercial paper‚ and money market funds. Such investments are made solely for the purpose of generating a return on funds that are temporary idle. Instead of simply holding cash‚ most companies invest their excess cash reserves in these types
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Internship Report On Credit Management of Dhaka Bank Limited The main purpose of the report becomes very clear from the topic of the report. The report discusses about the different credit facilities‚ approval process‚ monitoring and performance. The main objectives of the report are identifying the credit approval and monitoring and their overall performance in the last few years. This report forces on the literatures behind banking credit. It includes Credit services of DBL‚ different loan categories
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A PROJECT REPORT ON AXIS BANK PRODUCTS‚ SERVICES AND FUNCTIONING SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENT OF BACHELOR OF BUSINESS ADMINISTRATION (B&I) GURU GOVIND SINGH INDRAPRASTHA UNIVERSITY‚DELHI SUBMITTED TO: SUBMITTED BY: Batch No:- 2008-2011 MAHARAJA AGRASEN INSTITUTE OF MANAGEMENT STUDIES AFFILIATED TO GURU GOBIND SINGH INDRAPRASTHA UNIVERSITY
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2012 (“FY12”)‚ representing a 7.8% year-on-year (“Y-o-Y”) growth and equivalent to net earnings per share (“EPS”) of 58.4 sen and net return on average equity (“ROE”) of 16.0%. The Group announced a second interim dividend of 18.38 sen in the form of cash or an optional Dividend Reinvestment Scheme (“DRS”). For FY12‚ the total dividends amounted to 23.38 sen or RM1.7 billion‚ translating to a dividend payout ratio of 40.0% of FY12 profits. For the fourth quarter FY12 (“4Q12”) alone‚ the Group’s net
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Role of Information Technology (IT) in the Banking Sector Banking environment has become highly competitive today. To be able to survive and grow in the changing market environment banks are going for the latest technologies‚ which is being perceived as an ‘enabling resource’ that can help in developing learner and more flexible structure that can respond quickly to the dynamics of a fast changing market scenario. It is also viewed as an instrument of cost reduction and effective communication with
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Introduction Butler Capital Partners (Butler) is an investment fund founded in 1990. Butler closed its first private equity fund‚ European Strategic Fund‚ in 1991. This first fund was mainly focusing on small family owned enterprises and on divisions of larger companies. Mainly of his first success he closed in 1998 his second fund‚ Private Equity II‚ and Butler became one of the largest independent funds in France. With his second fund he would focus on investments in France on a larger scale
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Ethics in Bank MBM 522 Banking Ethics and Legal Issues Submitted to Sk. Nazibul Islam Submitted by Name: Md. Abidur Rahman ID No: 2012-2-90-013 Submitted Date: 17/12/2013 Introduction: This assignment is based on Ethical point of view. This is assignment provide me a great opportunity to get familiar with ethical issues that are practiced in Islamic Bank of Bangladesh
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Write an essay of about 250-300 words on the disadvantages of facebook to teenagers. Facebook can be simply defined as a social network site which facilitates communications. Look around‚ you can see how most teens spend their time time sitting with smart phones in their hand‚ scrolling through news feed on facebook. This website can be beneficial in several aspects‚ but it also has disadvantages‚ especially to teenagers. Facebook can cause teenagers to lack in social skill‚ have serious health
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Analysis of ICICI Bank and its comparison with HDFC Bank 1|Page Contents Profile of the banks……………………………………………………………………………………….3 Financial Analysis of the two banks …………………………………………………………………... 4 Growth Strategies that ICICI bank can adopt…………………………………………………………9 Strategic Analysis………………………………………………………………………………………..10 Recommendations……………………………………………………………………………………….13 2|Page 1. Profile of the banks ICICI Bank ICICI Bank is India’s second-largest bank and offers a wide
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