Sime Darby Berhad l Laporan Tahunan 2012 139 Corporate Social Responsibility DEVELOPING A SUSTAINABLE FUTURE THROUGH SHARED VALUE CREATION 140 Sime Darby Berhad l Annual Report 2012 Corporate Social Responsibility The Netherlands • R&D and promotion of sustainable palm oil Liberia Community engagements: • Infrastructure development • Facilities provision • Medical services • Scholarships & educational aid Malaysia • Conservation of ecosystems and protection
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DEVELOPING A SERVICE BRAND USING THE SERVICE MIX -Kunle Dixon Odukoya Unlike product brands‚ service brands are identifiable activities or benefits that one party can offer to another that is essentially intangible and doesn’t result in a change in ownership. Thus service brands are those utilities that have as their core‚ the five attribute of services vis • Intangibility: not existing in physical form • Invisibility: cannot be seen • Inseparability: cannot be separated from the provider
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order to understand and handle money matters‚ financial managers must understand how factors such as time and discount interest rates affect value. Money has a time value associated with it and therefore‚ a dollar today is worth more than a dollar in the future (Block & Hirt‚ 2005). Today money can be invested to earn interest to create more cash later or decrease the value over time. This paper will explain various financial applications of the time value of money (TVM)‚ and will explain the components
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Pamela C. Rubiano MLS CWTS Insight Last December 20-21‚ 2013 we conducted a community immersion in Barangay 8a Upper Madapo hills Davao City. At first‚ I was very iffy about attending immersion. I didn’t see the entire point of attending something that didn’t seem to mean much to me‚ But as the days wore on during my immersion‚ I came to realize how blessed I was in life
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MAKING MA RK S ET CTION BE TT FUN ER GLOBAL RESEARCH & ANALYTICS Volume 3 | November 2012 GLOBAL ECONOMY CRISIL Insights IMF lowers global growth projections The CRISIL Insights Global Economy series will represent our outlook on the financial scenario across the world and provide a perspective into how it will shape up in the near future. Growth prospects in both advanced and emerging economies continue to remain fraught with downside risks. A worsening sovereign
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POINT/COUNTER-POINT: Has the Futures Market Created More Uncertainty for Stocks? POINT: Yes. Futures contracts encourage speculation on indexes. Thus‚ an entire market can be influenced by the trading of speculators. COUNTER-POINT: No. Futures contracts are commonly used to hedge portfolios‚ and therefore can reduce the effects of weak market conditions. Moreover‚ investing in stocks is just as speculative as taking a position in futures markets. WHO IS CORRECT? Use the Internet to learn
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50Tried and True INSIGHTS SOCIAL In 2012‚ Marketo embarked on our Social Marketing Rockstar Tour where we visited 15 cities across the nation to talk about implementing‚ executing‚ and measuring social strategy. We met marketing interns all the way up the ladder to CEOs‚ spoke to marketers from every industry‚ and networked with both large companies of 10‚000+ employees and small companies of 10. The common denominator? An intense interest in social media and a desire to learn how to use
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DECE 601 – INSIGHTS INTRODUCTION TO EARLY CHILDHOOD EDUCATION WITH PSYCHOLOGY AND GUIDANCE Introduction to Early Childhood Education provides an introduction and overview of the field of early childhood education with an emphasis on historical influences‚ developmental theory‚ parenting perspectives‚ and the educational needs of young children. It also includes psychological study and analysis of preschool children‚ special study of personality factors in children‚ and emphasizes on guidance
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INSIGHT PAPER BY MARIE GRACE HERNANDEZ WEEK 7 PM587 Our group for the Team Project consisted of Janet Hackler‚ Jevona Maniex‚ Charles Gibson Jr‚ Vinh Ha‚ Enje Brown and I. The team was assigned to work on Portfolio Management process by which the Strategic Business Unit (SBU) would decide on what projects would fit into its current portfolio‚ adopt processes and methodologies to monitor and make changes to the portfolio based on the overall strategy of the company. The team made the decision
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A Value based society for our future Present day society has seen its share of the erosion of values ever since the dawn of technology. It is as if these values were being thrown aside for technology to take its place. And technology like a dark mist shrouding the values of a person making what we know today as materialism. This obviously puts forth proof of how flawed society can be without values being the base of it. The vision of how our future society is intended to be is undoubtedly a utopia
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