Summer Training Project Report ON Risk Management in Banking Sector Summer Training Project Report Submitted for Partial Fulfillment for the Award of the Degree of MASTER OF BUSINESS ADMINISTRATION (MBA) UNDER THE SUPERVISION OF Prof. S.P Jain SUBMITTED BY Varun Sharma 0871913907 GITARATTAN INTERNATIONAL BUSINESS SCHOOL (Affiliated to GURU GOBIND SINGH INDRAPRASTHA UNIVERSITY) ROHINI‚ NEW DELHI – 110085 (2007-09) ACKNOWLEDGEMENT I express my heartiest gratitude to Mrs. ANITA KHANNA
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TOPIC; THE ASSESMENT OF CREDIT RISK MANAGEMENT EFFECTIVENESS IN COMMERCIAL BANK IN TANZANIA –A CASE OF CRDB –BANK IRINGA MUNICIPALITY CHAPTER ONE INTRODUCTION 1.1 Background of the problem: According to Lopez ‚(1999) he defined credit risks as the degree of value fluctuations in debt instruments and the derivatives due to changes in the underlying credit quality of borrowers and counterparts also the credit risk model are used to determine
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Abstract: Title – A case study of the virtual money in MMOG: the impact of Cncard on Chinese EPS & online game industry Purpose –This paper examines Junnet.net’s strategy of introducing a common used prepaid card – Cncard. It will demonstrate the impact of Cncard on the Chinese electronic payment system and online game industry. Design/Methodology/Approach – The paper takes the form of a case study. Findings – To do online business in China‚ firms need to consider the payment problem because
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Looking Backward. In the novel‚ Bellamy used the term credit card eleven times. But it is actually referred to a card for spending a citizen’s dividend from the government‚ rather than borrowing. In 1800s‚ consumers and merchants used credit coins and charge plates as currency for exchanging the goods through the concept of credit. However‚ it wasn’t until about half a century ago‚ the things that they used to make a credit transaction such as credit coins and charge plates was replaced by a plastic
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MARKETING 611 SECTION 005 CITIBANK INDIA CASE Learning Team A5: Mohammad Al-Ali‚ Greta Carlson‚ Patricia Ligon‚ Scott Schultz‚ Mike Xu‚ Max Young Word Count: 1496 In assessing the marketing strategy of Citibank India’s credit card business‚ Harpreet Grewal is faced with two choices: maintain the current strategy‚ with its higher margins but shrinking growth opportunities‚ or expand into new target segments/geographies with their attendant challenges and uncertainties. He would likely
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Credit card debt is a major cause of over one million bankruptcies each year. The reason is that many people get a credit card without researching and reading the fine print. By the time annual fees are added on‚ along with spending indiscriminately‚ payments are missed‚ which causes their balance to skyrocket. Although we all like to place the blame on the credit cards and the credit card companies‚ you need to keep in mind that the real cause of your financial mess is you. One shopping
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The essay “The Credit Card Company Made Me Do It!” seems to be a fairly sound argument especially when taking Kairos into consideration‚ because the audience this paper was aimed towards hit home. The author talks about teenagers living the carefree life going on crazy shopping sprees with new credit cards that seemed to have “no strings attached‚” but little did they know their shopping trips were about to come back to bite them in the butt. The diction used seemed to be a good blend between formal
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lead to the boost in popularity of Letters of credit as a payment instrument. The considerable time lag between when the goods leave the country of the seller and reach the country of the buyer meant that the traditional methods of payment used in the case of domestic transactions were unsuitable. Two critical features of the letters of credit‚ resulted in it being considered as the best alternative. 1. The principle of Autonomy of the Letter of Credit 2. The doctrine of Strict compliance Doctrine
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report‚ we give a structured view of what are the key risks in the financial markets and global environment for the US debt default and verify whether we can risk manage the US debt default. In the Section B‚ we find that the significant market‚ credit‚ liquidity‚ and reputational risks of the US debt are likely increase the global interest rates and strike the financial markets. This is because if the US government fails to repay the money it owed‚ the value of the bonds would decrease and it would
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day to day life credit cards are used for purchasing goods and services by the help of virtual card for online transaction or physical card for offline transaction. In physical transaction‚ Credit cards will insert into payment machine at merchant shop to purchase goods. Tracing fraudulent transactions in this mode may not be possible because the attacker already steal the credit card. The credit card company may go in financial loss if loss of credit card is not realized by credit card holder. In
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