Time Value of Money Danielle Kaplan B6022-P A01 Calculate the future value of 100‚000 ten years from now based on the following annual interest rates 2 ( 100‚000 x (1.02)10 121‚899 5 ( 100‚000 x (1.05)10 162‚899 8 ( 100‚000 x (1.08)10 215‚892 10 ( 100‚000 x (1.10)10 259‚374 Calculate the present value of a stream of cash flows based on a discount rate of 8. Annual cash flow is as follows Year 1 100‚000 ( 100‚000 / (1.08) 92‚592 Year 2 150‚000 ( 150‚000 / (1.08)2 128‚600 Year 3 200
Premium
Time Value of Money Project Show all your work! Name _________________ 1. If Mrs. Beach wanted to invest a lump sum of money today to have $100‚000 when she retired at 65 (she is 40 years old today) how much of a deposit would she have to make if the interest rate on the C.D. was 5%? a. What would Mrs. Beach have to deposit if she were to use high quality corporate bonds an earned an average rate of return of 7%. b. What would Mrs. Beach have to deposit if she
Premium Time value of money Interest Money
beneficial to pay off the debt vs. putting money in a savings account? Explain the pros and cons of either option. I think with a 14% interest rate is would be beneficial to pay off the debt instead of putting money in a savings account. I would pay it off as fast as possible because the cost would be after 1 year with 14% $11‚449.00‚ and after four years $17‚181l86. This would be a big lump sum of money I could save if I pay it off fast. Pros and cons of saving money: I would have some savings I could
Premium Money Debt Interest
Horror movies are a waste of time When I walk into a movie theater and I hear the scary climatic music‚ coming from inside of one of the theaters. I see people running out of the theater that cannot handle the gore with their eyes shut tight. To think that they just paid eight dollars to have an unpleasant two hours watching only a fraction of the horror movie. They probably watched about 50 cents if you divided the money into the time the movie runs
Premium Film Horror film
Caroline Chesebro’ was a novelist‚ storyteller‚ and teacher‚ who was one of the female writers of the genre of domestic fiction during the 19th century. Her real name is Chesebro’ is her pen name‚ and her real name is Caroline Chesebrough. Born in Canandaigua‚ Ontario County‚ in New York‚ she was raised by her mother‚ Betsey Kimball Chesebrough and father‚ Nicholas G. Chesebrough. Her relationships with her parents and her seven other siblings are not clear- there are not much information that could
Premium Emotion Harriet Beecher Stowe Short story
Q. 1 Jim makes a deposit of $12‚000 in a bank account. The deposit is to earn interest annually at the rate of 9 percent for seven years. How much will Jim have on deposit at the end of seven years? Q. 2 Find the present value of $10‚000 to be received at the end of 10 periods at 8% per period. Q.3 What is the value of the following set of cash flows today? The interest rate is 8% for all cash flows. Year Amount 1 Rs. 3000 2 Rs.5000 3
Premium Time value of money Net present value Rate of return
Studying history is a waste of time because it prevents us from focusing on the challenges of the present. People live in this present. They plan for and worry about the future. History‚ however‚ is the study of the past. Given all the demands that press in from living in the present and anticipating what is yet to come‚ the speaker concludes that studying history is a waste of time because it distracts us from current challenges. However‚ I do not agree with this opinion because history is essential
Premium Future Time Present
Homework is defiantly not a waste of time. We understand more of what we learned at school‚ it gives us a chance to show how responsible we are by working independently‚ and it teaches us how to become more organized. These are just some of the reasons why I think that homework is not a waste of time. But I’m sure that there are plenty more of why homework is a good thing. Studies shown homework can make you smarter and more successful in life. A wise man once said "were doing our homework to make
Free Education Teacher
Net is a Waste of Time In William Gibson’s persuasive essay “The Net is a Waste of Time‚” he often uses figurative language to portrait his point of view and most of the time talks to the audience as a first person. He is trying to convince the reader that‚ in an inadvertent way the World Wide Web (The Net) is just wasting our time. The purpose of his essay is to make the reader re-think the fact that the net isn’t what everyone expects; instead of thinking that we are using our time productively
Premium World Wide Web
Any form of suffering should become a well made an effort for anyone to help relieve others suffering. In “Is Art a Waste of Time?” Rhys Southan describes the Effective Altruism movement and states how altruists live by the philosophy of improving the world by relieving human and animal suffering (Southan). I agree with the intentions of the EA movement. The pain felt by others is not acceptable when many people have the resources to help those who suffer. As an individual who wishes for every being
Premium Human Psychology Emotion