Generally‚ both began life as cooperative organisations regulated under state or territory legislation (building societies can issue share capital but are mostly operated as cooperatives). However‚ with regulatory restructure in the late 1990s‚ both are now regulated in the same way as the banks – by APRA. Credit unions tend to provide short-term finance. Credit union members are usually linked by a common bond such as an employer or profession‚ which is not the case with building societies
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Reconciliation is about creating unity between indigenous and non-indigenous Australians. According to Scott: Reconciliation is the process of recognizing and healing the wounds of the past‚ addressing the disadvantages that aboriginal and Torres Strait Islander peoples continue to suffer today‚ and working together to establish a better future for all Australians (2001‚ p. 840). One “wound of the past” (Scott‚ 2001‚ p. 840) was the forced removal of indigenous children from their families to
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TABLE OF CONTENT Page List of Illustration | iii - iv | | | Synopsis | v | | | Objective of Experiment | 1 | | | 1. Introduction | 2 | 1.1 Mitosis | 2 - 3 | 1.2 Meiosis
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This paper will discuss issues that are relevant to each period in history beginning in the 1950 ’s and ending in the 1990 ’s. Exploring each period with due appreciation of what happened and what it accomplished in relation to the United States. It is written to awaken your thoughts of past history. The Face of RaceThe Congress of Racial Equality (CORE) was formed in 1942 with the vision to end segregation. They believed in peaceful methods to protest for rights of African Americans. The group
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activities‚ support groups‚ and to introduce serious laws against traffickers and most importantly respect the non-refoulement principle. The Commonwealth of Australia Provides advocacy‚ support‚ protection and legal advice to refugees and asylum seekers in Australia‚ and support to those repatriated to their homelands. The Refugee Council of Australia is small‚ not-for-profit organization and relies on public financial support to continue its vital
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1003IBA Globalisation‚ the Asia-Pacific and Australia 2009 Assessment Essay By Fabian Mansouri 2735062 Question: How important is politics in shaping the progress of globalisation? 2200 Words Introduction During the past century politics has played a crucial role in the leadership and progression of nation states‚ and their transition into a globalising world. A historic understanding of economic globalisation alerts us to the potential for politics to either
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automatic recall of multiplication and related division facts to be prepared for the study of higher lessons‚ in which solving multi-step equations is a fundamental task. Prior to these suggestions are the uses of multiplication and division of math-facts. Math-facts are small number or single digit combination of the four operations. Automaticity on the other hand is speedy recall and accurate answers to math-facts like multiplication and division. To fully understand math-fact automaticity‚ Boso
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Deutscher and ShanVerne Liew‚ contributed to the report’s research and production. We would like to thank the members of the Grattan Institute’s Higher Education Reference Group for their helpful comments. Senior Institutional Affiliates National Australia Bank Wesfarmers Stockland Google The opinions in this report are those of the author and do not necessarily represent the views of Grattan Institute’s founding members‚ affiliates‚ individual board members or reference group members. Any remaining
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Development of graffiti throughout history Modern Graff or graffiti can be traced back to Philadelphia‚ during the late 60’s. But some people believe its origins can be traced back to New York around the same time. In the 1960’s the art work was mostly political and or gangs marking there territory’s throughout the streets of America. The first well know graffiti writer in the early 70’s was TAKI 183 took the graffiti scene to a new level by covering a lot of New York City with his tag. TAKI attracted
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Joel Huff Period 2 November 19‚ 2010 Social Divisions Two main themes in the novel The Kite Runner are that of social class and gender roles. Everywhere that Amir‚ the main protagonist‚ turns‚ society is divided. From his earliest childhood memories to living in America‚ there always seems to be some sort of invisible line drawn between his people. There is separation between the Pashtuns and the Hazaras‚ between Americans and Afghans‚ between men and women‚ and between the Talibs and the people
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