CHALLENGES OF MICROFINANCE BANKING IN NIGERIA-1 Nigerians‚ like many other Africans are generally known as their brother’s keepers in view of the extended family system. But when truly analyzed‚ there is a possibility that this may not be so? Perhaps a hypothetical deep may reveal that not up to 10% of Nigerians would invest in ventures or people that would yield them nothing in return and here I mean‚ “Returns in the short run or in the immediate”. The returns may be financial‚ emotional‚ spiritual
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A CRITICAL EVALUATION OF THE CHALLENGES OF INTRODUCING E-BANKING TO RURAL AREAS OF ZAMBIA A CASE STUDY OF ZANACO Chapter 1 1.0 Introduction This chapter highlights the topics covering the background of electronic banking in relation to rural areas‚ problem statement‚ objectives‚ justification of the study followed by limitation of the study and ends with the disposition of the study. 1.1. Background Banking for the rural community is a topic that requires attention in Zambia today‚ simply
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Thesis-D Topic: The challenges of Legal and technical infrastructure of e-banking in India. Abstract Electronic banking has been successfully adopted by developed countries and has been fully embraced by all the stakeholders active in the process. But developing countries are still lagging behind to fully embrace the benefits of e-banking. This paper explores Technical and legal factors impacting e-banking adoption in India. The research framework consists of two dimensions; technology
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Names SIN Programme E-Mail: Phone Submit 2 proposal forms‚ in different subject areas to the Course Lecturer General Subject Area Proposed Project Title Brief description of the context and significance Project Aim Research Question Project Objectives Project Scope ----------------------- 1 0977639376 BANKING AND FINANCE OBED 08104046 KAPESA kapesaobed@yahoo.com MONETARY AND
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Electronic Retail Payment Systems: User Acceptability and Payment Problems in Nigeria 1.1 Introduction The world has witnessed an upsurge of electronic payment instruments meant to facilitate trade and simplify payments. (Abor‚ 2004) Before the introduction of electronic payment into the Nigerian banking system‚ all customers had to walk into the actual bank to do transaction of all kinds. Customers had to queue up and spend more hours to talk to a teller to make their transactions. (Abor‚ 2004)
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Introduction: e-banking is defined as the automated delivery of new and traditional banking products and services directly to customers through electronic‚ interactive communication channels. E-banking includes the systems that enable financial institution customers‚ individuals or businesses‚ to access accounts‚ transact business‚ or obtain information on financial products and services through a public or private network‚ including the Internet. Customers access e-banking services using an intelligent
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THE BANKING INDUSTRY AND THE NIGERIAN ECONOMY POST-CONSOLIDATION By B. B. EBONG GROUP MANAGING DIRECTOR/CHIEF EXECUTIVE UNION BANK OF NIGERIA PLC ABSTRACT Against the backdrop of the role of banks as financial intermediaries and their function as the engine of growth of the economy‚ this paper examines the extent to which the banking industry has helped to stimulate economic activities in Nigeria and what the prognosis looks like in the post-consolidation era. The paper notes that the banking industry
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Role of Electronic Banking in the Development of Financial Institution in Saudi Arabia Name: Course: Tutor: Date: Contents Abstract 3 1.0 Introduction 3 1.1 Introduction to study 3 1.2 Statement of the problem 4 1.3 Research objectives 4 1.4 The purpose of the study 5 1.5 Significance of the study 5 2.0 Literature Review 5 3.0 Methodology 9 3.1 Study population 9 4.0 Data analysis 10 5.0 Findings and Discussions 10 6.0 Conclusion 11 7.0 References 13 Abstract Electronic banking is popular in the
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1. INTRODUCTION As a specific case of E-Commerce‚ E-Banking is a typical service combining a communication and a distribution channel. E-Banking applications have had a continuous evolution over the time‚ from their apparition in the context of innovation in the banking sector to the relative standardisation and convergence of current state. E-Banking developed and evolved rapidly during the last ten years. IT innovations like web-commerce and secure information exchanges have been a trigging factor
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Koskosas I. THE PROS AND CONS OF INTERNET BANKING: A SHORT REVIEW THE PROS AND CONS OF INTERNET BANKING: A SHORT REVIEW Ioannis KOSKOSAS University of Western Macedonia‚ Kozani‚ Greece ioanniskoskosas@yahoo.com Volume 1 Issue 1 / December 2011 Business Excellence and Management Abstract Bank fees often strike fear in the heart of the average banking customer. According to a survey by Bank-rate‚ a company that reports on banks and banking‚ customers continue to get smashed with higher fees‚ ranging
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