North-Holland Common risk factors in the returns stocks and bonds* Eugene F. Fama and Kenneth on R. French Unirrrsit.v 01 Chicayo. Chiccup. I .L 60637‚ C;S;L Received July 1992. final version received September 1992 This paper identities five common risk factors in the returns on stocks and bonds. There are three stock-market factors: an overall market factor and factors related to firm size and book-to-market equity. There are two bond-market factors. related to maturity and default risks. Stock returns
Premium Stock Stock market Average
National initiative In this part of the assignment I will be explaining how National Initiatives promote anti discriminatory practice and how it is promoted in health and social care settings. I will then be assessing a recent national initiative policy promoting anti discriminatory practice and the difficulties that may arise in a health and social care setting to put into practice anti-discrimination. To conclude I will be evaluating a recent initiative that has been successful in promoting anti-discrimination
Free Discrimination
The Importance of Corporate Social Responsibility on Global Business Let’s first define Corporate Social Responsibility (CSR) The World Business Council for Sustainable Development (WBCSD): "Corporate Social Responsibility is the continuing commitment by business to behave ethically and contribute to economic development while improving the quality of life of the workforce and their families as well as of the local community and society at large”. EU Definition of CSR: "A concept
Premium Corporate social responsibility Social responsibility
University of Phoenix Material Risk Identification Scenarios Review each of the following scenarios and identify the risk events‚ the probability of those risks‚ and the impact of the risk events. Some scenarios may have more risks than others. Scenario One A retail firm has a project that is focused on expansion into third-world countries to sell pharmaceutical products. The project timeline is‚ as always‚ aggressive. The scope is well documented and understood by the project team and key members
Premium Project management Risk Risk management
Our commitment Telenor Group strives to maximise the impact of telecommunications‚ create shared value for society and shape a sustainable future. Telecommunications has an enormous potential to add value to people`s lives and to create a positive impact. As a responsible telecom operator‚ our primary goal is to share the benefit of communications with the people in our markets‚ maximise the value of our services for the wider society‚ contribute to social and economic growth‚ and help shaping
Premium Mobile phone Supply chain management Cellular network
Green initiatives are becoming increasingly popular in our society. Green products‚ green buildings and environmentally-conscious groups are everywhere. Major corporations are taking green initiatives very seriously and taking great strides to go green for their consumers and employees. Academic institutions play a major role in our communities and it’s important for universities and colleges to also recognize their role in our environment. IUP‚ along with many other universities around the country
Premium Mobile phone Recycling Leadership in Energy and Environmental Design
Strategic Initiative Paper Strategic Initiative Paper Customer Service for any business organization is the foundation on how profitable and successful the brand will be in the marketplace. Starbucks has made a critical mission to make customer service its top priority to ensure brand growth and sales of merchandise. “Today‚ Starbucks not only sells coffee or food‚ but also tea‚ coffee-related accessories and equipment in more than 37 different countries” (Lam‚ 2013). Starbucks must use a cautious
Premium Customer service
Change Initiative George Tautz Grand Canyon University Organizational Development & Change MGT 623 Dr. Kensler March 17‚ 2010 Change Initiative Organizational change is a necessary outcome when considering various scenarios contributing to the resulting vision. Perplexing as it may seem‚ change initiatives don’t always result in positive outcomes. In fact‚ many never succeed. As a change agent‚ one should always have formulated a vision of what change will “look” like for the organization
Premium Change management Management
Reflective The most compelling aspect of this project has been finding the resources to start my initiative. I didn’t realize how many community programs Durham had to offer. It really gave me hope for the youth in my community. The only issues that I could see was in finding the right fit for the right youth. Once I started to research programs‚ it really informed me of how very important youth are in our community. In order to help our youth succeed‚ we must be willing to come together and
Premium Program Prince English-language films
Imperial Tobacco Company of India Limited. Progressively‚ as the Company ’s ownership Indianised‚ the name of the Company was changed to I.T.C. Limited in 1974. As ITC has a wide range of businesses such as Cigarettes & Tobacco‚ Hotels‚ Information Technology‚ Packaging‚ Paperboards & Specialty Papers‚ Agri-business‚ Foods‚ Lifestyle Retailing‚ Education & Stationery and Personal Care - the full stops in the Company ’s name were removed effective September 18‚ 2001 and it now stands rechristened
Premium Corporate governance Corporate social responsibility Governance