tSTRUCTURE OF BANKS Commercial banks can be divided into 2 main categories: (1) Scheduled banks (2) Non-scheduled banks (1) Scheduled bank: A scheduled bank is so called because it has been included in the second schedule of Reserve bank of India Act‚ 1934. To be included in the schedule‚ the bank must satisfy the following 3 conditions: (a) It must have paid up capital and reserves of an aggregate value of at least Rs. 5 lakhs; (b) It must satisfy the reserve bank that its affairs
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 STATE BANK OF INDIA. SBI Debt-Equity ratio : 12.43 (march’12) A high debt/equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense. If a lot of debt is used to finance increased operations (high debt to equity)‚ the company could potentially generate more earnings than it would have without this outside financing. If this were to increase earnings by a greater
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STUDY ON INNOVATIVE PRODUCT AND SERVICES IN AXIS BANK Executive Summary The project is based on the product and services of Axis bank. AXIS Bank is India’s third largest private sector bank. It started its operation in 1994 and after that‚ the Government of India allowed new private banks to be established. Before it was as United Trust of India (UTI) bank that had a special position in the Indian capital markets and has promoted
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Potential Suppliers We have contacted Nazih store to be our supplier in Qatar. As they are one of the leading outlets in providing beauty supplies to many salons in Qatar it will be an easier option to be in contact with. We have also kept an option of getting supplies online incase the products we require are not available in Qatar. This will help us have all the recent and high technology products to run the spa and satisfy our customers. The products required for the nail treatment would be
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Business Ethics The Corporation ‘The Corporation’ had a specific aim to portray the problems of not just one corporation‚ but corporations as a whole‚ as is evident from the beginning of the film as a multitude of big business logos flashed across the screen. The film proceeded to highlight the issues surrounding: globalization and consumerism‚ environmental pollution and disregard for the planet‚ unethical marketing‚ and dishonest media. Personally‚ I feel that I’m quite open-minded when it comes
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performance of two of the biggest European banks during the past 5 years: Santader and Deutshe Bank. We do this taking into account the difference in their activities (such as the impact on commercial banking activities vs traditional retail banking) as well as the markets in which they operate. In the first part of this paper‚ we will take a brief overview of both banks recent history and current situation‚ and then proceed to analyze the main differences between both banks balance sheets and income statements
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Financial intermediaries Done by Mirmanova S.‚ 303 gr. Almaty 2014 A financial intermediary is a financial institution that connects surplus and deficit agents. The classic example of a financial intermediary is a bank that consolidates deposits and uses the funds to transform them into loans. Through the process of financial intermediation‚ certain assets or liabilities are transformed into different assets or liabilities. As such‚ financial intermediaries channel
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Introduction: The purpose of the analysis is to see what updates need to be made to the company’s sexual harassment policy and program as a result of the new information being arisen in the case of Silvera vs Olympia Jewellery Corporation. This paper will illustrate the different laws under the Human Rights Code and how the company should try to deal with a situation involving sexual harassment. This paper will also illustrate the changes that need to be made in the sexual harassment policy to reduce
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Speed and Efficiency A computerized inventory management system makes everything from inputting information to taking inventory easier. Doing a hand count of inventory can take days‚ but with a computerized inventory management system‚ the same process can be done in a matter of hours. Document Generation Once the computerized inventory management system is in place‚ managers and workers can use it to automatically generate all kinds of documents‚ from purchase orders and checks to invoices and account
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Risk management in commercial banks Project on performance analysis of Allahabad bank [pic] Index |s.no. |topics |page no. | |1. About banking industry |4
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