TRUST OR DISTRUST ON ONLINE BANKING SUBMITTED BY: ABDUL SAMAD MUNAF MUSHAL JAMIL Letter of Authorization 14th April‚ 2010 To Whom It May Concern: Under the authorization of Mr. Ather Akhlaq‚ Professor for the course Internet Banking & EPS at the Institute of Business Management‚ we have been required to obtain all the possible information and material to prepare a detailed and accurate research based term report. This report is regarding compilation of data carried out with respect
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Profit Margin = Net Income / Sales 2007 4.524726859 4.50% Return on Assets = a) Net income ÷ Total assets 6.094252729 6.10% b)(Net income ÷ Sales) x (Sales ÷ Total Assets) 6.094252729 6.10% Return on Equity = a) Net Income/Stockholders Equity 16.03851901 16.00% b) Return on Assets/ (1- Dept/Assets) 16.05364436 16% 2008 2009 5.422272581 3.989092813 5.40% 4.00% 7.233719667 5.706886679 7.20% 5.70% 7.233719667 5.706886679 7.20% 5.70% 18.54797792 15.0179937 18.50% 15% 18.46151733
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express and creates a visceral response from readers and listeners. Our modern world is highly focused on mundane concepts and issues with all of the society (emphasis) engrossed in egocentric‚ superficial ideals. We have become too busy to consider and care about the important issues and topics in society. Poetry is vital‚ in that it draws us out of the social amnesia society is trapped within through manifesting a presence within readers that is so stimulating (emphasis) to the extent where we can find
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The Law of Trusts Consultation Times: Tuesday (9.30-10.30) WEEK 1: INTRODUCTION TO TRUSTS What is a Trust? Where one person is legally obligated to hold an asset for the benefit of another person Incomplete description; trusts can arise where one person is legally obligated to hold an asset for a specified purpose and not for an individual person…e.g. trusts for charitable purposes (don’t raise obligations to benefit any one person as such‚ but raise benefits for a specific purpose)
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Definition of Trust Stephen P. Czerniak University of Phoenix‚ Troy Learning Center HRM 565 Human Resources Management Instructor: Charles A. Zajac Group ID: TRGRAD26 Assignment Due: Workshop 2 September 12‚ 2006 Revised September 21‚ 2006 Definition of Trust Much has been written about the subject of trust. For the purposes of this paper‚ we will consider trust in the context of forming the foundation of the relationship between a supervisor or leader and their employee. Since
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st and Ethics Trust and Ethics - Assignment 1-2 By: Derrick Williams Professor: Tony Bonina May 20‚ 2012 Building trust is critical in the establishment and success of any relationship. Without trust‚ partnerships are destined to experience turbulence. Even our most habitual daily activities necessitate some form of trust--be it presumed or earned. For example‚ one may assume a barber working in a well-established salon is trained‚ skilled and licensed to properly cut and style hair
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4/6/12 Authors: Dr. M. Leonard S. Graham D. Bonacum Title: The critical importance and effective team work and communication in providing safe care. Summary/Abstract Effective communication and teamwork has shown to be very essential for the delivery of high quality safe patient care. Communication failures are extremely common cause of inadvertent patient harm. The complexity of medical care coupled with the inherent limitations of human performance
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Religious Approaches to Bioethics Rae‚ Scott B. & Paul M. Cox. Biethics: A Christian Approach in a Pluralistic Age. Grand Rapids‚ Mich.: William B. Eerdmans Publishing Co.‚ 1999. In this chapter‚ Rae and Cox go straight to point they want to discuss in the whole book which is the “Religious Approaches to Bioethics.” In this chapter‚ they evaluate and examine how three western religious‚ Roman Catholics‚ Protestant‚ and Jewish viewpoints stand on the issues of bioethics in medicine. The Roman
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both fully secret trust and half secret trust can be explained using either the ‘fraud theory’ or the ‘dehors the will’ theory. But whichever theoretical explanation is chosen the issue is largely academic‚ for in no practical sense does it ever matter which basis is used. Discuss. Secret Trust raises whenever the testator intends to create a trust‚ the terms of which are not expresses in the will itself. The will is used as an instrument to vest the legal interest of the trust property in the done
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Discretionary Trusts and the concept of a sham trust. (a) The central theme regarding trusts is that they are assets that are legally owned by the trustees and not the beneficiaries. In a discretionary trust‚ the trustees have discretion as to who among a class of beneficiaries should receive income and/or capital under the trust and in what proportion (e.g. Mettoy Pension Trustees Ltd v. Evans [1990] 1 WLR 1587). So until a beneficiary is chosen to receive income or capital‚ they do not possess
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