content 1.0 Banking risk 2 1.1 Credit Risk 2 1.2 Illegal lending risk 3 1.3 Illegal fund-raising risk 3 1.4 Financial swindling risk 3 2.0 Bank Risk Classification 4 2.1 Credit Risk 4 This is the main risk of commercial banks. Means of access to bank credit to support the possibility of a debtor can not repay on time and in accordance with the contractual principal and interest. In today’s commercial banking business diversification‚ not only the traditional credit risk remains a major
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Army Regulation 385–55 Safety Prevention of Motor Vehicle Accidents Headquarters Department of the Army Washington‚ DC 12 March 1987 Unclassified SUMMARY of CHANGE AR 385–55 Prevention of Motor Vehicle Accidents This revision-o Establishes the requirement for commanders to annully recognize vehicle operators for outstanding driving records (para 2-5). o Broadens vehicle safety standards (para 2-8). o Provides new information on transporting hazardous materials
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person who makes the offer is the offeror; the person who receives the offer is the offeree. Offers‚ once accepted‚ may be legally enforced but not all statements will amount to an offer. It is important‚ therefore‚ to be able to distinguish what the law will treat as an offer from other statements which will not form the basis of an enforceable contract. An offer must be capable of acceptance. It must therefore not be too vague (Scammel v Ouston (1941)). In Carlill v Carbolic Smoke Ball Co (1893)
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State the administrative agency which controls the regulation. Explain why this agency and your proposed regulation interests you (briefly). Will this proposed regulation affect you or the business in which you are working? If so‚ how? Submit a copy of the proposed regulation along with your responses to these five questions. The proposed regulation can be submitted as either a separate Word document (.doc) or Adobe file (.pdf). This means you will submit two attachments to the Week 2 Dropbox: (a)
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Journal of Money‚ Investment and Banking ISSN 1450-288X Issue 22 (2011) © EuroJournals Publishing‚ Inc. 2011 http://www.eurojournals.com/JMIB.htm The Performance Analysis of Islamic and Conventional Banks: The Pakistan’s Perspective Mian Muhammad Ashraf M. Phil Scholar‚ Superior University of Lahore E-mail: Ashraf.iub@gmail.com Tel: 0092-300-7808066 Zia-ur-Rehman Lecturer‚ Hailey College of Commerce University of the Punjab‚ Lahore E-mail: Ziaurrehman_hailey@hotmail.com Abstract The intent of
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� PAGE * MERGEFORMAT �1� Property 2 Constitution is the last of the formalities that the law requires to create an effective and enforceable trust. Failure to constitute a trust will mean that no gift or trust is applicable; and the law that relates to perfect constituted gifts and trusts will not be appropriate. Moreover‚ the axiom of equity will intervene: "equity will not perfect an imperfect gift". The state of equity at the start of 21st century has changed significantly through a number
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Lecture 11: Handout The Regulation of Banks Date: 28 April 2004 Module: International Banking Why Regulate Banks? Banks are intermediaries between money suppliers and those who need money. Commercial banks are most heavily regulated financial institutions. Five main reasons for regulation: I. The first is to ensure the safety and soundness of banks. The purpose is to maintain I) domestic and II) international confidence‚ III) protect depositors and ultimately taxpayers
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THE BANKING REGULATION ACT‚ 1949 (AS APPLICABLE TO COOPERATIVE SOCIETIES) Objectives of the Banking Regulation Act broadly are: 1. to safeguard the interest of depositors; 2. to develop banking institutions on sound lines; and 3. to attune the monetary and credit system to the larger interests and priorities of the nation. The Act was originally in force from 16 March 1949 as the Banking Companies Act‚ 1949. It was amended and renamed as Banking Regulation Act‚ 1949 and extended to the cooperative
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the business of banking. BO s.2: • "banking business" means the business of either or both of the following- (a) receiving from the general public money on current‚ deposit‚ savings or other similar account repayable on demand or within less than the period specified in item 1 of the 1st Schedule of BO or with a period of call or notice of less than that period; (b) paying or collecting cheques drawn by or paid in by customers; BO s.16: • "banking license" means a banking license A person
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Contents Food Safety as Determined by FSMA Laws and Regulations Food safety is a necessity everywhere. It starts from simple hygiene rules like washing of hands before eating and keeping the foodstuff under recommended temperatures. However‚ rising numbers of food poisoning and the subsequent food borne illnesses have made people keener on what they are eating and the sources of such foods. Every person is conscious of what gets into their stomach in terms of food right from the one
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