Altman’s Z Score: The Z score‚ developed by Professor Edward I. Altman‚ is perhaps the most widely recognized and applied model for predicting financial distress (Bemmann‚ 2005). Altman developed this intuitively appealing scoring method at a time when traditional ratio analysis was losing favor with academics (Altman‚ 1968). In his seminal paper‚ Altman evaluated 22 potentially significant variables of the 66 firms by using multiple discriminant analysis to build the discriminant function with five
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The Net Promoter Score or NPS‚ which is derived from this question‚ employs three factors for measuring this metric: • Promoters: people who love your company or product and will recommend to others • Passives: people who are ok with your company or product but aren’t over enthusiastic • Detractors: do not like the company or product; will not do business with you To measure NPS‚ you simply subtract the detractors from the promoters. Companies can take their NPS score and try to grow
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BACKGROUND MONEY & ITS PURCHASING POWER M oney has entered into almost all our discussion. Economy evolved from barter to indirect exchange… indirect exchange to monetary economy… ultimately to a developed economy. Money is a commodity that serves as a general medium of exchange; its exchanges therefore permeate the economic system. Like all commodities‚ it has a market demand and a market supply‚ although its special situation lends it many unique features. “Price” has no unique expression
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Childbirth encompasses one of the most important essences of being a female. After reading The Score‚ how childbirth went industrial‚ really made me think about how lucky I have been to have given birth to two children vaginally with no complications. I had to be induced with medication with my second child‚ but everything else went smoothly and I had them both natural. I never realized‚ I was young when I had them‚ how many things could have gone wrong. Most people might not even think about all
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had 31.- a. required 32.- b. by 33.- a. crowding 34.- c. should 35.- b. don’t need 36.- b. process 37.- b. is this Part 6 38.- c. interested 39.- d. happen 40.- c. check out 41.- a. stay Part 7 42.- d. To issue a new bank card. 43.- a. transfering funds form severl accounts. 44.- c. Pacific asia 45.- c. on the coast 46.- c. passangers prefers high speed trains. 47.- d. problem 48.- c. anyone eighteen and above 49.- b. not longer than thousand words 50.- c. paya an
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A FICO score is the credit score mathematically developed by the company FICO. It shows potential lenders the risk that they are taking lending to you. The score is on a range starting at 300 and ending at 850; the higher your credit score‚ the probability that you will be lent to‚ increases. The score itself is determined from credit reports that disclose the individual’s history of financial activity. Their gender‚ race‚ religion‚ nor age play a role. From most influential to least‚ it is composed
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Smart card is one of the greatest achievements in the world of information technology. Similar in size to today ’s plastic payment card‚ the smart card has a microprocessor or memory chip embedded in it that‚ when coupled with a reader‚ has the processing power to serve many different applications. As an access-control device‚ smart cards can be used to access server remotely over the Internet and they can make personal and business data available only to the appropriate users. Smart cards provide
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| Credit Cards | A credit card is the only form of payment card that offers a revolving line of credit in addition to its function as a means of electronic payment. In contrast‚ charge cards as offered by American Express must be paid off monthly. How does a credit card work in practice? Suppose you buy a TV and present a Visa card‚ bearing the logo of the issuer‚ say Citibank‚ in payment. You swipe your card through a card reader‚ which reads the data on the magnetic stripe and adds information
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Film Score Music To say that music plays a large role in our society would not do justice to one of the most important and popular art forms of yesterday and today. We underestimate the effectiveness and power that music‚ in any form ‚ can have over even the most insensitive of people. In almost everything we do and see music is involved in some form or another. Be it a piece played at a wedding‚ a song played on the radio or even the music played in the background in a television commercial
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Topic: A passing score on an English achievement test should be the main requirement for international students to enter a university in an English speaking country. Do you agree or disagree? Use specific reasons and examples to develop your essay. I have a close friend who dreams to go abroad one day. To fulfill her dream‚ she has spent much time on sharpening her English skill as most of the universities in English-speaking countries require a passing score on an English achievement test of
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