and also the position in community. Education is the key point to make the development for the society and individual. In the individual‚ education plays the role of development in three main ways: development of knowledge‚ development of moral behavior and development of the social position. In the role as development of knowledge‚ education is the heritage of knowledge that is transferred generation to generation‚ so every individual person explores this heritage to increase the knowledge
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TIME VALUE Time Value • Interest Rates • Compounding • Discounting • Effective Rates • Annuities • Perpetuities 2 Interest Rates • Types – Bank rate vs. Prime rate – Mortgage rates – Deposit‚ Loan‚ Credit rates • Movement – Demand / Supply – Inflation/ Deflation – Government intervention 3 Main Components 1. Real 2. Inflation 3. Risk *Note: - Risk Free (Rf) = Real + Inflation - Nominal = Rf + Risk Premium 4 Risk Free & Real Rate • Risk Free (Rf) = Real +
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TIME VALUE OF MONEY 1. If you were scheduled to receive Rs 100‚000 five years hence‚ but you wish to sell your contract note for its present value‚ which type of compounding would you rather have the purchaser of your contract note to use to find the purchase price‚ 8 percent compounded: (a) (b) (c) (d) (e) Continuously Quarterly Semi-annually Annually None of the above 2. According to the rule of 69‚ the doubling period is equal to (a) (b) (c) (d) (e) 0.25 + (69/ Interest rate) 0.35 + (69/ Interest
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The value of Time The value of time is limitless‚ it cannot be measured. The value of time arises from the fact that human life is short but he has to do a lot of works within the short span of time. Each work requires some time. If the work is not finished in time‚ it may not be finished at all. That explains why time is so valuable and it should not be lost for nothing. Tome goes on like the tide of a river and it never waits for anybody. Lost time can never be found again. Misuse of time
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"Teenagers today lack moral values and self-discipline. Do you agree?" Moral values and graciousness‚ in the past‚ were prominent in most teenagers. Majority of the youths then learnt respect‚ courtesy‚ consideration‚ decency‚ propriety‚ honesty and righteousness from a young age‚ and had enough self-discipline to hold to these values. However‚ these moral values and self-discipline are slowly diminishing over the years‚ as most of the younger generation are gradually disregarding these ethics.
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Are Moral Values Objective? “The Subjectivity of Values”‚ chapter 1 of John Leslie Mackie’s “Ethics: Inventing Right and Wrong”‚ addresses the question: are moral values objective? Mackie opens with the simple statement that there are no objective values‚ a standpoint to which he gives the name moral scepticism. He goes on to clarify what he means by objective values‚ and distinguishing his moral scepticism from similar views. And finally Mackie presents the arguments in support of moral scepticism
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course of our lifetime by our own thoughts and interpretations. Values are the taking of those beliefs we hold true inside‚ by exhibiting traits in how we conduct ourselves personally and professionally. It is of greater concern of what is the most important to you whether it is honesty‚ good will‚ trust‚ and so forth to contribute to achieving goals‚ leading others and tweak those values that are more important than others. Morals are how we act and behave in given situations whether good or bad
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One of the most important concepts about saving and investing is the time value of money. It can be used to compare investment alternatives and to solve problems involving loans‚ mortgages‚ leases‚ savings‚ and annuities. This means money paid out or received in the future is not equivalent to money paid out or received today because inflation erodes money’s buying power. Basically‚ the power of time is on a person’s side and the premise that cash in hand today is more valuable
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The “value of time” according to transport economics refers to the opportunity cost of the time that voyager spend on their journey. In other words‚ it is the amount that a traveler would be willing to pay in order to save time‚ or the amount they would accept as compensation for lost time. It’s a known fact that one of the main reasons behind the transport improvements is the amount of time that travelers can save. Using a set of values of time‚ the economic benefits of a transport project can be
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The Odyssey Moral Values The Odyssey by Homer uses Odysseus’ 10-year journey home from the Trojan War to illustrate some of the most important moral values of book. The moral values in the story include loyalty‚ compassion‚ self-control and perseverance. Each one has a tale or two associated with it. Loyalty is an important moral value in The Odyssey because Odysseus is devoted to his family. He is determined to return home to his wife despite all of the obstacles in his way. Odysseus stayed
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