A SUMMERE TRAINING PROJECT ON PUNJAB NATIONAL BANK “HOME LOAN” [pic] Submitted to: Dr. B.R. Ambedkar University‚ Agra [pic] In the partial fulfillment of the requirement for the degree Of Master of Business Administration (Banking and Investment) (2008-10) Under the guidance of: Submitted by: Mr. R.K. Verma Prashant Srivastava (Chief Manager) M.B.A. (B.I.) – IIIrdSemester Roll No. – 17 SETH PADAM
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I: Financial Situation Summarize Take Home Income His annually income includes $65000 from self-employed business and $20000 from part-time job totally worth $85000. After contributing to superannuation‚ the taxable income is $80000; there is no Medicare levy since they have private health insurance. So the total tax is $17550‚ his take home income is $62450. Her take home pay is $601*52 equals $31252 per year‚ which is after tax amount. So their total take home income is $93702 per year ($7808.5 monthly)
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Elements of Results Controls Albert (Al) Fiorini should continue running his business of Atlanta Home Loan (AHL)which is mortgage lending and financing company. He needs to fight to regaincontrol over AHL perhaps only about $25‚000 worth of equipment left. In other toget back his business Al can apply elements of results controls which require foursteps. First‚ Al must define the dimensions. He must defining the right performancedimensions although is critical because the goals that are set
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Scenario 1: Lisa to leave for Atlanta without the family In the first scenario‚ I would have Lisa moving to Atlanta to get the new job. She would have to do this without her family. Since she has been offered the promotion‚ she can take on the new challenge and boost her career experience. The feeling of something missing can easily be translated to the absence of excitement and boredom. This could be possible as Lisa and Jim have grown in the same neighborhood since they were children and may need
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Countrywide Home Loans is one of the larges mortgage companies in the United States. The company was founded in 1969 and the business is focused primarily on real estate finance and related activities. For years the company has been consistently among the top mortgage companies in the country. Recently‚ the mortgage industry has been in turmoil. Adjustable rate mortgages and a poor housing market are a few of the factors that are causing the industry to be essential turned upside-down. Even
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under 2 sectors i.e.‚ Primary source and secondary sources. Other than these primary and secondary sources the study of various cases of the applicants by going through the files guided to make an analysis and findings regarding the status of Home Loans in the current scenario. Even by assisting the Credit Processing Analyst‚ the analysis and findings were approved by them Sample Design: The data collected from the questionnaire is of sample size 40. The questionnaires have been filled by
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Many people see the Atlanta Braves in different lights‚ by asking diverse people about them‚ you will get some vastly dissimilar answers. If you ask any young person who the Atlanta Braves are‚ you will most likely hear something like this: The best overall baseball team since I ’ve been alive. But if you ask an older wiser person who the Atlanta Braves are‚ here ’s the answer you ’ll probably get: A baseball team that has come back incredibly from they ’re not so grand past‚ a great story of a worst
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Analytical Essay On The Atlanta Compromise Address Booker T. Washington is one of the most respected and influential African American figures in American history‚ Mr. Washington was born into slavery and was freed by the Emancipation Proclamation. His peaceful personality along with his exceptional education in many different studies turned him into a well-rounded individual. Washington wanted blacks and whites to become partners and strive for both races to succeed. He delivered his most famous
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DIRECT STAFFORD LOAN POLICY FALL/WINTER 2012-13 To minimize student debt‚ Federal Direct Stafford Loans can only be used to pay for direct educational expenses such as tuition‚ fees‚ books and transportation. Loan funds cannot be used to pay credit card bills for personal purchases‚ child support payments‚ car payments or other non-educational costs. There are‚ however‚ alternative loans available from private lenders to assist with living expenses. If you are awarded a Direct Stafford Loan‚ you must
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Understanding the Home Loan Application and Mortgage Approval - The Mortgage Lender Analysis Do You Pass The Mortgage Lender Analysis? When a mortgage lender reviews a real estate loan application‚ the primary concern for both home loan applicant‚ the buyer‚ and the mortgage lender is to approve loan requests that show high probability of being repaid in full and on time‚ and to disapprove requests that are likely to result in default and eventual foreclose. How is the mortgage lenders decision
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