MEMO TO: Angel Leach‚ Director FROM: Jontrell Dean DATE: May 10‚ 2008 SUBJECT: Purchase Recommendation for a New Roof INTODUCTION The purpose of this report is to recommend which kind of shingles the Youth Center should purchase. The old roof leaks and is currently ruining the floors in The Youth Center. I have selected two different types of shingles: GAF‚ 25 year 3-Tab Shingle White-Bundle and the Owens Corning‚ AR Estate Gray Oak Asphalt Shingles-Bundle. To determine
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PRIDE Chapter TMN Proposal for Western Memo Date: To: From: CC: Subject: June 27‚ 2015 Delise Talley‚ Western NC Area President for Retail Banking Anthony Welch‚ High Country and Table Rock Regional Services Senior Consultant for Regional Services‚ DSSG Tammy Setzer‚ Carolinas West Regional Services Manager for Regional Services‚ DSSG Proposal for PRIDE Chapter Team Member Network in Western NC Purpose The purpose of my proposal is to request authorization to research the necessity‚ including
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To: Alexis Fairchild From: Marshall Peterson Date: February 8‚ 2015 Subject: Mandatory Mediation Mrs. Fairchild‚ I am writing you this memo in compliance with the mandatory mediation requirements issued by the court. I would first like to state to you my stance in this case. I have been dealing with this particular vendor for about six months now. The business relationship started after my wife and I visited Mrs. Doe’s Sunday school class in Huntsville‚ Alabama. I was there in support of my
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To: Marketing‚ Staff From: Marketing‚ Director Date: 20 January 2013 Subject: Fallen Hero Monument Proposal Our men and women of the United States Armed Forces are every day roles models that protect the values our forefathers fought so hard to attain. As they confront terrorism aboard to protect our city streets‚ their actions have inspired many throughout the world to bear the title American. Though the fight to keep us free is not an easy task they stand ready and willing
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CURRENT RATIO It is a liquidity ratio that measures a company’s ability to pay short-term obligations. Also known as "liquidity ratio"‚ "cash asset ratio" and "cash ratio". By putting to test a company’s financial strength‚ deduces company’s ability to pay back its short-term liabilities (debt and payables) with its short-term assets (cash‚ inventory‚ receivables). The higher the current ratio‚ the more capable the company is of paying its obligations. An acceptable current ratio varies
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Part A After-TAX Cost Debt O’Grandy Apparel Company can calculate the after tax debt cost using YTM (CP + (FV-Nd /n) / FV +Nd /2) *2. Cp is (0.12/2) * 1000= 60 Semi-annually Fv is 1000 Nd is 995 – (0.025* 1000) = 970 N is 20*2 because it is semi-annually then you have to use Kdt= Kd+ (i-T) .The tax bracket is 40 percent. Now we can have the after tax debt when it is equal or smaller than $700000 Kd ( 1-T) = 0.1249 (1-0.4)= 0.07494. If it is more than $700000 it will be KD (1-t) = 0.18(1-0.4)
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Liquidity Ratio Current ratio depicts how the company’s ability to payback its current liabilities and current assets. In 2011 the ratio is at its highest of 3.32 since the company put in capital. During this year they tested the waters on whether they could pay off short term debt. It went on a decreasing rate from 2012 to 2014 but had a slight increased on 2015. During 2012 to 2014 the company is struggling to pay back its liabilities and assets while financial health was at risk because
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memo from the past to: whom it may concern; sometime in the distant future FROM: CAMERON GERDES SUBJECT: WHAT IT WAS LIKE 100 YEARS AGO DATE: 4/30/2012 ________________________________________________________________________ I AM WRITING THIS LETTER ON THE 30TH OF APRIL 2012 ON A WARM SUNNY DAY IN HOUSTON‚ TEXAS. BY THE TIME YOU READ THIS LETTER I WILL HAVE LONG PASSED AND HOPEFULLY MADE A DIFFERENCE IN THE WORLD. I CAN ONLY IMAGINE WHAT LIKE WOULD BE LIKE IN 2113; I AM NOT EVEN
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company’s solvency is their debt- to-asset ratio. “This ratio indicates the proportion of total assets that are financed by debt.” (text) If this ratio is high it indicates a greater financing risk. In 2007 WestJet’s debt-to-asset ratio was 68.2%‚ it decreased in 2008 to 66.9%. This means they are financing more of the assets with equity in 2008 compared to 2007. When we compare this ratio to Air Canada we see a telling story. In 2007 Air Canada’s debt-to-asset ratio was 77.8%‚ but in 2008 it rose to 91
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Pension Plan Memo Yeah Ok ACC/541 13 February 2012 Daphne Wagner MEMORANDUM TO: All Executives FROM: Chief Executive Officer DATE: February 13‚ 2012 SUBJECT: Required Reporting on Pension Plans CC: Board of Directors Our company has been providing their employees with a pension plan for many years. However‚ these benefits plans have to be reviewed and possibly revised after the recent acquisition
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