Risk and return are most important concepts in finance. Risk and return concepts are basic to the understanding of the valuation of assets or securities. Return expresses the amount which an investor actually earned on an investment during a certain period. Return includes the interest‚ dividend and capital gains: while risk represents the uncertainty associated with a particular task. In financial terms‚ risk is the chance or probability that a certain investment may or may not deliver the actual/expected
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available to the risk manager for dealing with the pure risk facing by the firm. a. Risk Avoidance: This requires one to stay away from implicative activities. However‚ this only minimized the risk‚ it does not eliminating it. b. Risk Reduction: These are the steps taken by the company management to deal with real and perceived risks. They are not expected to eliminate the risk‚ but minimize the chance of its occurring. c. Risk Transfer: This is the shifting of a risk from one party
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: SADBA Title Of The Course : Investment and Fund Management Date of Submission : 15 November 2012 Instructor Name : Mr. Johnson Yang TABLE OF CONTENT Title Page……………………………………………………1 Content…………………………………………………...…2 Problem…………………………………………………...3-4 Answers…………………………………………………..5-7 Problem: The Financial advisor’s investment case: Inferior investment alternatives Although investing requires the individual to bear risk‚ the risk can be controlled through the construction of diversified
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NOT ONLY TEACH BUT ALSO EDUCATE By: Wahyu Purwati Nurjannah A320100196/4J NOT ONLY TEACH BUT ALSO EDUCATE Most of people’s mainstream today is the one who can teach and educate the lesson is the teacher. It caused by the work place of the teacher is in the building named school‚ so everybody does not pay attention about teaching and educating. They think that those are the teacher’s obligation. That such mainstream is causing the careless
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Analysis of Unilever’s Risks and Risk Management Strategies Introduction With the rapid development of modern economy‚ companies are always exposed to risks which are penetrating to all walks of life and not only exist in the products market‚ but also exist in financial market (Ballou‚ 2005). It is undoubtedly that risks jeopardize the company’s development in that they may increase the cost of a company’s operation and make it harder for a company to make a crucial decision. Accordingly‚ it is
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Method for Software Risk Management‚ version 1.00 Jyrki Kontio Institute for Advanced Computer Studies and Department of Computer Science University of Maryland A.V. Williams Building College Park‚ MD 20742‚ U.S.A. Emails: jkontio@cs.umd.edu jyrki.kontio@cs.hut.fi Version 1.00 Status: Final Abstract: This paper presents the Riskit method for software engineering risk management. This document contains the motivation for the method‚ description of the Riskit analysis graph and a detailed
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An investigation on how to mitigate credit risks faced by South African clothing retailers By Nontutuzelo Lydia Mbiyo (3312-655-0) Submitted in partial fulfillment of the requirement for the degree Hons BCom (Financial Management) At the University of South Africa Supervisor: Mrs A.T. Mutezo ACKNOWLEDGEMENT Nontutuzelo Lydia Mbiyo‚ a Bcom Honours student at University of South Africa takes her hat off to those
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Risk is defined in ISO 31000 as the effect of uncertainty on objectives (whether positive or negative). Risk management can therefore be considered the identification‚ assessment‚ and prioritization of risks followed by coordinated and economical application of resources to minimize‚ monitor‚ and control the probability and/or impact of unfortunate events[1] or to maximize the realization of opportunities. Risks can come from uncertainty in financial markets‚ project failures‚ legal liabilities‚
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RISK MANAGEMENT GUIDELINES BY BANGLADESH BANK maintained by SIBL INDUSTRY BEST PRACTICES AS SUGGESTD BY BBK POLICY GUIDELINES This section details fundamental credit risk management policies that are recommended for adoption by all banks in Bangladesh. The guidelines contained herein outline general principles that are designed to govern the implementation of more detailed lending procedures and risk grading systems within individual banks. Lending Guidelines All banks should have established
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RISK IN VARIOUS FORMS FACE ALL KINDS OF BUSSINESS AND THEYCOME FROM VARIETY OF FACTORS. SOME FACTORS ARE CONTRLLABLE OTHERS ARE NOT CONTROLLABLE. USING EXAMPLES NAME AND DISCUSS TWO FACTORS FROM EACH CONTROLLABLE AND NON CONTROLLABLE FACTORS THAT COULD POSSSIBLY RESULT INTO RISK RISK Risk is often mapped to the probability of some event which is seen as undesirable. Usually the probability of that event and some assessment of its expected harm must be combined into a believable scenario (an outcome)
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