Question 1 – Develop an awareness of the client situation (a) List five (5) topics you would discuss with Sarah and Stan at your first meeting. Why are these topics important? Give a brief reason for the need to discuss each topic. (Each discussion topic: 1 mark each ‚ Reason: 1 mark each) 10 marks 1. Personal Details As a financial planning organisation we are subject to certain legislative and regulatory requirements which necessitate us to obtain personal information about Sarah
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Effect of Seat Belt Enforcement Tens of thousands of Americans die every year in motor vehicle accidents. As a result of the increasing number of fatalities each year‚ the United States began to take action to reduce the amount of avoidable deaths on the road. Following the lead of New York‚ States implemented mandatory seat belt laws that required people in vehicles to wear seat belts‚ or risk a fine for failing to do so. The enforcement of seat belt laws significantly increases the use of seat belts
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The numbers are overwhelming: Over the next 17 years‚ 350 million rural residents (more than the entire U.S. population today) will leave the farm and move to China’s cities. That will bring the Chinese urban population from just under 600 million today to close to 1 billion‚ changing China into a country where more than two-thirds of its people are city dwellers‚ says Jonathan Woetzel‚ a director in McKinsey’s Shanghai office. The change will reverse China’s centuries-old identity as a largely rural
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Seat Belt Laws While reading this paper it is important that you learn about seat belts and the new seat belt laws that plague our country today. It is crucial that you see why seat belt laws need abolished for adults. George Cayley first invented the seat belt in 1840. The first American patent was given in 1885 to Edward J. Claghorn. Nils Bohlin of Sweden created our modern day three-point seat belts in 1959. The standard issue for automobiles in 1964 had front seat belts only. In 1968‚ the
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I strongly believe that developing countries should continue to receive International Aid. Nutritional food‚ health supplies‚ educational support and agricultural development are essential for every nation. How the International Aid will be delivered to the poor countries‚ however‚ should be monitored by the strict standards of the official international assistance. Helping those in needs is the noblest mission. The targets were set in 2000‚ as part of the United Nations Millennium Development
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Alexander Hamilton was born as a British subject on the island of Nevis in the West Indies on the 11th of January 1755. His father was James Hamilton‚ a Scottish merchant of St. Christopher. His grandfather was Alexander Hamilton‚ of Grange‚ Lanarkshire. One of his great grandfathers was Sir R. Pollock‚ the Laird of Cambuskeith. Hamilton’s mother was Rachael Fawcette Levine‚ of French Huguenot descent. When she was very young‚ she married a Danish proprietor of St. Croix named John Michael Levine
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Should Religion and State Separate? The issue of separating the religion from the state has not been resolved by now. Many people are still debating whether religion and the state should or should not be separated. Opponents of religion and the state separation often use the arguments related to their religion scriptures. On the other hand‚ supporters of religion and the state separation use many sources outside religious scriptures and factual data to refute the other party’s arguments. Hence‚ I
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3/22/2013 Lab 1- The scientific method In this lab I am learning about the steps of the scientific method and how it can be applied to daily life. In my first exercise I analyzed data presented to me in a table (table 2) on fish population in relation to the amount of dissolved oxygen ( ppm ) in the water. The patterns indicate that when more dissolved oxygen (ppm) is present in the water‚ the number of fish observed increases. In developing a hypothesis for this theory‚ I have decided that if
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I think there’s a fine line between being honest for someone’s benefit and being honest just the sake of it. When it comes to your friends‚ it depends on the type of relationship you have. Being completely honest with occasional friends isn’t always necessary but with your best friends‚ honesty is the only way to have a real friendship. With my closest friends‚ I am as honest as possible but I do it in a positive way. If I don’t agree with a decision they’ve made or something they’ve done‚ I tell
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Constitution. Alexander Hamilton‚ the leader of the Federalists‚ and his party believed in a loose interpretation of the Constitution. This means they think that certain powers not specifically given to the federal government was more or less implied. Hamilton says “The people are turbulent and changing; they seldom judge or determine right.” He and the Federalists think the government needs more control to run its
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