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thompson v foy

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thompson v foy
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Thompson v Foy

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Sweet & Maxwell is part of Thomson Reuters. © 2014 Thomson Reuters
(Professional) UK Limited

Page 1

Mrs Marion Mary Thompson v Mrs Julie Ann Foy
The Mortgage Business v Mrs Julie Ann Foy, Mrs Marion Thompson
Case Nos: 7BM305000, 7PC06111
High Court of Justice Chancery Division Birmingham District Registry
20 May 2009

[2009] EWHC 1076 (Ch)
2009 WL 1321884
Before: The Honourable Mr. Justice Lewison
Date: 20 May 2009
Hearing dates: 23, 24, 25, 26, 27 March and 22, 23 April 2009

Representation

Mr Soofi Din (instructed by Bryan & Armstrong ) for the First Claimant.

Mr Benjamin Wood (instructed by Drydens ) for the Second Claimant.

Mrs Julie Anne Foy the First Defendant appeared in person.

Approved Judgment
The Honourable Mr. Justice Lewison

Introduction

2

Early years

3

Mr Thompson's death

5

A move to Spain?

6

A re-think

11

Legal advice

13

New instructions

21

Page 2

Waiting for the mortgage

23

The mortgage comes through

24

The Spanish purchase

28

The issues

30

Mrs Foy's interest in Valley View

31

Undue influence

34
The law

34

Does a presumption arise?

36

Was there actual undue influence?

39

Overriding interest

42

Estoppel and consent

48

A charge over Mrs Foy's beneficial interest

49

The loan of £20,000

50

Introduction
1 On 22 January 2007 Mrs Julie Foy was registered as proprietor of Valley View, Hillside,
Stretton, Alfreton in Derbyshire. On 5 April 2007 she granted a mortgage over the property to The
Mortgage Business plc (“TMB”) which was in turn registered as proprietor of the charge on 10
April 2007. Mrs Foy's

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