SHRI RAMSWAROOP MEMORIAL GROUP OF PROFESSIONAL COLLEGES
“A STUDY on PERformance evaluation of icici and sbi using fundamental and technical analysis”
MASTER OF BUSINESS ADMINISTRATION
FOR THE SESSION
Mr. Pankaj Dhingra
Department of Management
Roll no.: 1212270091
M.B.A. 3rd Semester
The Fundamental Analysis, which aims at developing an insight into the economic performance of the business, is of paramount importance from the view point of investment decisions. The present study attempts to analyze the profitability of the two major banks in India; SBI and ICICI. The variables taken for the study are Operating profit margin (OPM), Gross profit margin (GPM), Net profit margin (NPM), Earning per share (EPS), Dividend per share, Return on Equity (ROE), Return on Assets (ROA), Price Earnings Ratio (PER), Dividend payout ratio (DPR).The study brings out the comparative efficiency of SBI and ICICI.
With the economy surging, things are getting better in the Banking Industry. There are plenty of changes occurs daily. According to Reserve bank of India’s banking review of 2011 – 2012 there was a notable pick up in demand from industry for investments and a surge in exports. Evidently, the industry’s focus now is on scaling up both domestically and in markets abroad, widening the product and services port folio, and better using technology to make banking more accessible and efficient. Most of researcher’s conclusion is, Whether or not the sectors actually opens up in 2009, banks should use that as an opportunity to get their growth strategies in place. Not Just through organic growth, but growth through mergers and acquisition. What India need is not a large number of small banks, but a small number of large banks. As the RBI’s deputy Governor, V.Leeladhar, said at Indian Banking Associations Jan 31 Seminar on “Indian Banks and the Global change” there is growing realization that the ability to cope with possible downside risks would depend among others on the soundness of the financial system and the strength of Individual participation”.
India is still cagey about foreign investments in banks. Though a dramatic changes sweeping through the industry for some years now in the rise of India’s Public sector bank and private sector still it should fuel its grow to open up eyes towards open market.
In this scenario, While we look at the sensex breach the 10,000 level for the first time it was yet another sign the India as a market for global liquidity had arrived. When, We start co-relating the Gross Domestic product (GDP) growth of emerging markets are supposed to reflect the health of the economy where India emerges as a key player, India is arguably the best placed amongst the entire emerging market lot. Form the Investors point of view earning growth, price-earning multiplies and of course theperformance of the economy matters.
OBJECTIVES OF THE STUDY
* To analyse the various factors which influence the share price of SBI and ICICI bank SECONDREY OBJECTIVE
* To analyze the market value of SBI and ICICI bank
* To offer suggestions and recommendations based on the findings. * To study the performance of ICICI and SBI
All secondary data has been collected from the kotak securities. The required information are also collected form respective bulletins of RBI, website of government of India, website of stockcharts.com, Global research study is also adhered. Analysis Overlook:
Fundamental analysis and technical analysis are taken into consideration.
Fundamental analysis is the study of economic factor industrial environment and the factor related to the company. This chapter of fundamental analysis consists of Economic analysis
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