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YOURNAME204

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YOURNAME204
2.04 Investing assignment
Step 1) Spin the wheel to see how much money you have to invest.

What were your results? Awarded a community service metal with a $50,000 cash prize
Step 2) Fill out investing chart. These websites can help you msn.money, Yahoo Finance, Bank rate, investopedia, Market Watch Getting started.
Type of Investment
Description—explain what it is and how it works.
Level of Risk and Potential Return—explain. (How likely are you to lose your money vs. make money)
Real-life example of this investment (name or company)
Minimum investment amount or time? Easy to start or stop investment? Discuss.
CD
bank savings product based on certain amount of investment to be held by the bank for a certain period of time
Low Risk Level-
Still a chance that you could lose money in the process. If you try to take money out your CD earlier than planned, you could get charged, meaning that you would lose money.
Wells Fargo
Easy to start
Minimum investment
1,000
5,000
10,000
IRA
Individual Retirement Account (IRA)—a portion of a person's income is set aside to be withdrawn after retirement, growing interest in the meantime through investment in other securities. Employers might contribute to the account as a benefit to employees.
Low Risk Level-
It’s probably a chance you might lose it but it’s really for the growth of retirement, if the market goes down, the money goes as well.
Risk levels vary according to the holding in the IRA
Vanguard
Easy to start
Minimum investment
$50 a month
MMA
bank savings product usually earning better interest than a savings account but with more restrictions
Low Risk Level- but if inflation occurs then the person could lose the money they invested
SunTrust
Easy to start

Minimum investment
1,000
2,500
Stocks
share of ownership in a company

High
(Aggressive)-
Does have a potentially large return but you could also lose your money in the investment, so this is considered risky.
The Hershey Company
Usually you can't just buy one

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