Preview

What Is Obama Care?

Good Essays
Open Document
Open Document
456 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
What Is Obama Care?
Obama Care (also known as Health Care reform) is a national health care plan aimed at reforming the American health care system. Obama Care's main focus is on providing more Americans with access to affordable health care, regulating the health insurance industry and reducing spending in health care. There are around 44 million Americans who currently are unable to get health insurance. One of the major things Obama Care does is help these individuals to get health insurance through expanding Medicaid and Medicare and offering assistance to Americans who cannot currently afford healthcare. Obama Care helps to ensure that health care coverage is available to any legal U.S. resident who cannot otherwise obtain "quality" healthcare through their employer. Your access to health care is no longer in the hands of health insurance companies. The first phase of Obama's health care reform began in 2009 with the Affordable Health Care for America Act and was followed by The Patient Protection Act. Which culminated into the Patient Protection and Affordable Care Act 2010, or for short “Affordable Care Act”? After going through several changes the "Affordable Care Act" was signed into law by President Barack Obama on March 23, 2010. Since Obama Care was upheld in the Supreme Court and Barack Obama was sworn into office for a second term Obama Care health care reform is now the law of the land (abet with some major changes made in the Supreme Court ruling). Many reforms have already gone into effect and many more will roll out over the next decade.

Obama's healthcare reform is focused on health care funding, reducing the cost of healthcare for Americans, increasing coverage and removing the burden that health care has become on the average American. In the years since it's become a law the Affordable Health Care Act, has already made a big difference in our country.

Obama Care has done some important thins already such as prohibiting insurance companies from dropping

You May Also Find These Documents Helpful

  • Good Essays

    Affordable Care ACT

    • 871 Words
    • 4 Pages

    Furthermore, the Affordable Care Act is one of the biggest changes to our Health care system since the introduction of Medicaid and Medicare. However, there still will be 29 million Americans who will still lack healthcare insurance even after the Affordable Care Act is fully instituted (Andrews,Darnell,Mcbride& Gerlert,2013) fundamental goals of the ACA are to decrease the cost of healthcare, increase quality of healthcare, services, and make healthcare assessable to all Americans, particularly the uninsured. One of the largest changes to healthcare through ACA is that everyone must have insurance this is the largest positive factor of the ACA (Hayes, 2011)…

    • 871 Words
    • 4 Pages
    Good Essays
  • Good Essays

    The “Affordable Care Act of 2010” also known as “Obamacare” or “Health Care Reform Act of 2010” is a universal healthcare plan that was designed to allow Americans to be able to get quality health insurance that people would be able to afford, and to cut U.S health care spending down as well. Many Americans debated about whether or not it was beneficial for everyone or just certain people, so there are many advantage and disadvantages for Americas due to this reform.…

    • 970 Words
    • 4 Pages
    Good Essays
  • Better Essays

    They will no longer be allowed to deny coverage to children with pre-existing conditions. Also those adults with pre-existing conditions would be able to buy coverage through expanded high risk pools. This would greatly benefit those adults and children that suffer from chronic diseases. With this passage of legislation, president Obama achieved one of the most important goals of his presidency and the apparently the most extensive piece of legislation, “since the 1960’s Great Society initiatives that saw the passage of Medicare and Medicade.” (Trumulty) Many Americans that were suffering before from poor health care are now satisfied with the reform that was made possible but President…

    • 1493 Words
    • 6 Pages
    Better Essays
  • Satisfactory Essays

    Obama Care also increases a person’s protections. This means that Obama Care has implemented measures that will no longer allow an insurance company to drop a customer while they are sick. Also it stops the insurance companies from cutting off a customer’s coverage due to time limits. Obama Care’s most important aspect is that it makes it much more difficult for insurance companies to deny coverage based upon preexisting conditions, and if a person with a pre-existing condition is denied, the individual has a more legal standing.…

    • 721 Words
    • 3 Pages
    Satisfactory Essays
  • Good Essays

    We have all heard about Obama Care. What is Obama Care? Obama Care also known as the Affordable care Act is a nationwide health care plan that is aimed primarily to alter the American health. Obamacare primary focus is to regulate the health insurance industry create a reduction in the USA government spending on the healthcare. Does that mean all people of the United States be able to afford this health care insurance? The following paper will answer some of these important questions about Obama care and what the people of the United States can expect. Affordable Care Act is also known as the Affordable Care Act. The Affordable Care Act was undersigned into law on March 23, 2010. Many of us have been debating about health care reform for long time. Thousand or more pages of Obamacare…

    • 699 Words
    • 3 Pages
    Good Essays
  • Good Essays

    The Affordable Care Act was signed into a law on March 23, 2010, by President Barack Obama. The United States, after long years of demanding Ever since the enactment of Medicaid and Medicare in 1965, this law is considered the most important administrative system of the United States health care system. This law was planned to help avoid terrible health care costs to the people who did not provide health insurance for themselves. The terrible health care costs can destroy the credit scores of the people. This can eventually cause home closure and even bankruptcy. The Affordable Care Act expects to raise the value, admission, and inexpensiveness of health coverage. Also, to lower the health care prices for the government and citizens. In…

    • 326 Words
    • 2 Pages
    Good Essays
  • Better Essays

    Obama Care, AKA the Health Care and Education Affordability Reconciliation Act of 2010, reforms the health insurance industry and the American health care system as a whole. To the layman the information included in the over a thousand pages of legislature is very hard to decipher. I found myself searching for Obama care for dummies to try and make sense of the legal rhetoric. Once I got through it though the benefit and disadvantages are very clear. In this I will outline where we stand in America now, the benefits of Obama Care and finally, disadvantages…

    • 1408 Words
    • 6 Pages
    Better Essays
  • Good Essays

    The Affordable Care Act or Obama Care is a United States federal statute law stating that all people must have health care coverage. The Affordable Care was created to make health care affordable while also increasing the quality of health insurance. This law required locations like clinics and hospitals to accept all people if it’s covered by Obama Care. It’s also supposed to limit companies to charge a higher rate because of a pre-existing condition or because of one’s sex. The Obama Care was created to help the American people have affordable health care.…

    • 1309 Words
    • 6 Pages
    Good Essays
  • Good Essays

    Obamacare Pros And Cons

    • 1470 Words
    • 6 Pages

    Obamacare, or what is formally known as the Patient Protection and Affordable Care Act, is federal legislation that was signed into law on March 23, 2010 by present Barak Obama. The act aims to reform national healthcare and give more people than before access to affordable healthcare. The overall goal of the act is to cover all persons regardless of their conditions or other factors. The passing of Obamacare has led to much conflict in the government and throughout the nation. In particular, recently the act has been the root of heated disagreements and government unrest among the Democrats and Republicans.…

    • 1470 Words
    • 6 Pages
    Good Essays
  • Powerful Essays

    Pros And Cons Of Obamacare

    • 1384 Words
    • 6 Pages

    Before the law you could be denied coverage or treatment because you had been sick in the past, be charged more because you were a woman, be dropped mid-treatment for making a simple mistake on your application, and had little or no way to fight insurance company appeals. Today all Americans have access to a large number of unprecedented new benefits, rights and protections. The major ones outlined by the healthcare reform are there are many of uninsured persons who will get access to affordable quality health insurance through the marketplace, thus 82% of uninsured adults will qualify for free or low cost insurance. Insurance companies are not allowed to dismiss you when you are sick or if you make a mistake on your application. Neither can you be denied coverage or charged more for pre-existing conditions such as being sick. Another benefit is that young adults are able to stay on their parent 's plan until the age of 26. Also there is better care and protections for seniors and “essential health benefits like emergency care, hospitalization,prescription drugs, and maternity and newborn care must be included on all non-grandfathered plans at no out-of-pocket limit” (ObamaCare Facts n.d). Additionally, you cannot be charged more based on health or gender. ObamaCare helps to curb the growth in healthcare spending with reforms to the health industry to cut wasteful spending. Seeing all of these benefits,…

    • 1384 Words
    • 6 Pages
    Powerful Essays
  • Satisfactory Essays

    Obama care is a health care coverage plan implemented by President Obama. The basis of Obamacare runs along with the Affordable Care Act. Obamacare only covers expenses after so much has already been paid. Because of this, many people with Obamacare…

    • 126 Words
    • 1 Page
    Satisfactory Essays
  • Satisfactory Essays

    Obamacare

    • 353 Words
    • 2 Pages

    Obama's healthcare reform will provide healthcare and preventative services to millions of Americans, give American's a safety net to ensure that they can't be denied for a preexisting condition, or dropped when sick, millions of lives will be saved, it will grow jobs, help small business and is projected to cut the national deficit by over $1,000,000,000,000 dollars over the next…

    • 353 Words
    • 2 Pages
    Satisfactory Essays
  • Good Essays

    The Patient Affordable Care Act also known as the Obamacare was created on March 23, 2012. The Affordable Care Act is a health care law that aims to ensure that all Americans have access to quality, affordable healthcare by increasing access to health coverage for Americans and introducing new protections for people who already have health insurance this law will hopefully create the transformation within the health care system necessary to contain cost. The ACA law puts in place comprehensive health insurance reforms that will roll out over four years and beyond, with most changes taking place by 2014. The Affordable care act has nine titles which help in addressing the reform quality, affordable health care for all Americans, the role of public programs, improving the quality and efficiency of health care, prevention of chronic disease and improving public health, health care workforce, transparency and program integrity, improving access to innovative medical therapies, community living assistance services and supports, and revenue provisions. Within those nine titles I’ve chosen to expand on two areas prohibiting denials of coverage based on pre- existing conditions and helping young adults by requiring insurers to allow all dependents to remain on their parents plan until the age of 26.…

    • 1092 Words
    • 5 Pages
    Good Essays
  • Powerful Essays

    On March 23, 2010, President Barack Obama signed the Affordable Care Act into law. The act, nicknamed “Obamacare,” is the largest healthcare reform since 1965 when Medicare/Medicaid bill was signed. Obamacare was put into place to help decrease the cost of health insurance in the United States so that everyone can have affordable and quality healthcare (Samual). “There will be a competitive insurance market and all Americans will be able to choose their insurance out of these plans. Since everyone will have access to the same care through the Affordable Care Act it helps to ensure that all Americans receive quality healthcare. Those wishing to purchase private health insurance will be able to do so and receive the same care available today (Samual).” The bill is extremely long but there are several important things that it covers and each factor has an effect on the economy and on the cost of insurance.…

    • 3286 Words
    • 14 Pages
    Powerful Essays
  • Powerful Essays

    Pros and Cons of Obamacare

    • 1707 Words
    • 7 Pages

    Obamacare is an extensive bill that completely transforms the healthcare system. The main part of the bill is the individual mandate that requires all citizens and legal immigrants to have health care coverage. If individuals do not have health insurance by 2014 there is a monetary penalty. In order to allow many Americans to obtain coverage, it outlines a major change in insurance practice in that companies are no longer allowed to deny individuals health insurance because of pre-existing conditions; individuals are able to buy into health insurance at anytime. Obamacare expands Medicaid for those who cannot afford health insurance; the expansion will supply more than 17 million more Americans with health insurance than before the bill. People who are employed can fulfill this health insurance requirement by enrolling in their employer’s plan. Health insurance must be provided through employers if the company has 10 or more employees. Small businesses will be subsidized so that they can afford to provide insurance. People without insurance through their employer will be able to buy plans through health insurance exchanges, where most will qualify for subsidies, greatly reducing the premiums. Exchanges are run by the state or non-profit organizations and require that all insurance companies offer certain plans that make it easier for Americans to determine the differences between…

    • 1707 Words
    • 7 Pages
    Powerful Essays