Today's Savings Research Paper

Prepared For:
PATTI A. MRUK
03/22/2013

Today's Savings
*

By deducting your home mortgage interest, you reduced your taxes by an estimated:

*

$270.00

In simple terms, the Marginal Tax Rate is the tax rate that you pay on your last dollar of taxable income. It is the highest federal tax bracket that affects your tax calculation. The Effective Tax
Rate is the percentage of your total income that you paid in taxes. For 2012, your Marginal Tax
Rate is 15% and your Effective Tax Rate is 9%.

Total Savings. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $270.00

Filing, Refund and Balance Due Information

Tax Return

efile

Refund /
(Balance
PATTI A MRUK
2012 Federal Filing Instructions Continued

Instructions

STEP 5 - Keep a copy
Print a copy of the return for your records.
Please attach a copy of each W-2, W-2G, 1099G and 1099R to your return.

Checklist (2012)

FDCHECKE-2WV 1.0

Form Sof t w are Copyrigh t 1996 - 2013 H RB Tax Group, Inc.

Form

D epart ment of t h e Treasury - Int ernal Revenue Service

(99)

1040 U.S. Individual Income Tax Return

OM B No. 1545- 0074
, 2012, ending

For t h e year J an. 1- D ec. 31, 2012, or ot h er t ax year b eginning

IRS Use Only - D o not w rit e or st aple in t h is space.

See separate instructions.
Your social security number

, 20

271-78-6239

PATTI A MRUK
1110 2ND
SANDUSKY, OH 44870

Spouse's social security number
M ak e sure t h e SSN(s) ab ove and on line 6c are correct .

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