The Study of Contributions of the Commercial Banks to the Development of Small-Scale Firms
DECLARATION
I hereby declare that this project work was personally carried out by the researcher for the award of Higher National Diploma in Accountancy Studies. I declare that this is a genuine work that has never been published in whole or in part for any certificate.
……………………………….. …………………………………
AMPONSAH KWAME DATE
(STUDENT)
CERTIFICATION
I hereby certify that the student has been supervised in undertaking the study submitted herein and confirm that the student has my permission to present it for assessment.
……………………………. …………………………………….
MR. RICHARD DONKOR DATE
(SUPERVISOR)
I hereby declare that copies of this dissertation have been submitted to me for keeps as a record for the institution.
…………………………… ……………………………………….
MR. BOADU AYEBOAFO DATE
(HEAD OF DEPARTMENT)
ACKNOWLEDGEMENT
My sincere gratitude goes to THE ALMIGHTY GOD, the creator for giving me the life, wisdom, and for his guidance and protection throughout my education and all my endeavours to accomplish this modest work. I am highly indebted to my Head of Department, Mr. Boadu- Ayeboafo and my supervisor, Mr. Richard Donkor for the marvelous work done through restless, direction and guidance, constructive criticism, tolerance and unique encouragement, all of which combined to make the project work effective and successful. Other thanks go to all the Lecturers in the Accountancy Department who in one way or the other contributed to my success throughout my study.
My next gratitude goes to my Mom (Aunt Margaret Nyantakyiwaa Addo, U.K) for her love, advice, and priceless supports throughout my course
I hereby declare that this project work was personally carried out by the researcher for the award of Higher National Diploma in Accountancy Studies. I declare that this is a genuine work that has never been published in whole or in part for any certificate.
……………………………….. …………………………………
AMPONSAH KWAME DATE
(STUDENT)
CERTIFICATION
I hereby certify that the student has been supervised in undertaking the study submitted herein and confirm that the student has my permission to present it for assessment.
……………………………. …………………………………….
MR. RICHARD DONKOR DATE
(SUPERVISOR)
I hereby declare that copies of this dissertation have been submitted to me for keeps as a record for the institution.
…………………………… ……………………………………….
MR. BOADU AYEBOAFO DATE
(HEAD OF DEPARTMENT)
ACKNOWLEDGEMENT
My sincere gratitude goes to THE ALMIGHTY GOD, the creator for giving me the life, wisdom, and for his guidance and protection throughout my education and all my endeavours to accomplish this modest work. I am highly indebted to my Head of Department, Mr. Boadu- Ayeboafo and my supervisor, Mr. Richard Donkor for the marvelous work done through restless, direction and guidance, constructive criticism, tolerance and unique encouragement, all of which combined to make the project work effective and successful. Other thanks go to all the Lecturers in the Accountancy Department who in one way or the other contributed to my success throughout my study.
My next gratitude goes to my Mom (Aunt Margaret Nyantakyiwaa Addo, U.K) for her love, advice, and priceless supports throughout my course
References: 2. Bank of Ghana, Annual Report (1997) for the year ended 30th June, ACCRA. 3. Bonsu, O 5. Brunto, P. D. (1987) “financing small-scale Forest base processing enterprises Fao, Rome. 6. Business and Financial Time (1998) 9-15th March. 7. D .K 8. Daily Graphic (1995), Wednesday 2nd December, ACCRA 9. Daily Graphic (1997), 7th August and 30th October, ACCRA 10. Dewhurst, J. & Burns P. (1988) Small Business Planning, Finance and Control. 3rd edition, Macmillan education LTD LONDON. 11. Doyle E. P. (1972) Practice of Banking and Education, Macdonald and Evans LTD London. 12. Eshun B. (1986) “The role of banking institutions in financing fishing industry” unpublished, UST, KUMASI. 13. Nyadu A. N. (1988): “Logging and Harvesting Practice in Ghana”, unpublished, UST, KUMASI. 14. TEDB (1998) Problems Timber Industry, Newsletter, page 15 15. WWW.GOOGLE.COM 16. WWW.UNMICH.EDU/STUDENT 17. Fisseha Y (1987) “Basic features of rural small-scale forecast based processing 18. Frimpong Mensah K. (1989) “Requirement of the timber industry” in forest inventory project seminar proceedings, ACCRA, 29th -30th march. Edited by Woma J. L. G, ACCRA. 19. Gantey A. B. (1988) “financing small-scale Agro-Based Industries” (SSAI) Unpublished, UST KUMASI. 20. Ghanaian Times, Thursday 18th June 1990. Page 5 21. Institute of Statistical Social and Economic Research (IAAER) (1991) 22. J. C. (1971) BUSINESS strategies for Japan Sophia University, Tokyo. 23. New Bould G. D. (1970) Business Faineance, George G. Harrap and co. Ltd LONDON. APPENDIX 1