Identity theft is an issue faced on a daily basis for those that are living in our wonderful state of California. For some it is common knowledge to protect your identity but for those that are not familiar with the practices of these common crooks, will cost a lifetime of savings and irreparable damage to ones credit and finances. According to the California Office of Privacy Protection, “there were more than 11 million victims of Identity Theft in the United States in 2009, and more than one million of those victims were Californians…. (Office of the Attorney General, 2009)…
"Identity theft is the unauthorized use or attempted use of an existing credit or debit card, bank account, telephone account, online account, or insurance account; the unauthorized use or attempted use of another person’s information to open such an account, secure a loan, or commit another crime; or the misuse of another person’s information for a fraudulent purpose" (Conklin, 2013, p. 58). The techniques performed by offenders to achieve identity theft can be very strategic, focusing on naiveness of focal groups. One example is where offenders impersonate government officials and ask for personal information with threats of losing benefits by not submitting. Due to this, the most appropriate theory that applies is rational choice theory.…
White collar crime and credit card fraud are complex crimes that are generally related to business, industry, and economic schemes. The U.S. Department of Justice defines white collar crime as a “nonviolent, illegal activities that rely on deceit, deception, concealment, manipulation, breach of trust, subterfuge, or illegal circumvention” (Criminal Investigation, 11th Edition). Statically these sophisticated crimes are usually committed by caucasian and european men. No matter the circumstances, the crime will always have a victim! This crime is a very pervasive issue that has low priority in law enforcement due to matters as terrorism.…
Identity fraud can ruin a person's entire life because what they worked so hard for is taken from them. People pretend to be someone else on the computer. As the amount of online dating sites are going up, so it the amount of “catfishing”, or pretending to be someone else and tricking people into believing it really is that person. They start communicating with people online and have a fake relationship. Some people even keep the game going for years, making other people think they met “the love of their life” even though its all a lie. If people can’t be honest with each other, how can they live together…
1ST SLIDE: Identity theft starts with the misuse of a person's personally identifying information, such as name and Social Security number, credit card numbers or other financial account information. For identity thieves, this information is as good as gold.…
The most common form of use of the theft is by criminals who fraudulently and knowingly purchase merchandise with the use of illegally obtained credit card and bank account numbers. Prosecution of these types of crimes are difficult because there is very little evidence to collect to form the probable cause to make an arrest. And how would it be obtained? When criminal are arrested and tried, the sentences is robust. According to the associated press, last week in Syracuse New York, a 41 year old man was convicted of identity theft and sentenced to 3 years in prison. He was ordered to repay the 70,000 dollars he stole. Such convictions are rare and in this particular case the secret service was involved, which begins another set of questions regarding enforcement of laws regarding identity theft, who has jurisdiction, who needs to do this work?…
Identity theft is an important crime in society today and it needs to be heavily enforced and prosecuted. According to Transunion.com, As of 2015, 9.9 million Americans are victims of identity theft, with an incident happening on average every 19 seconds. This proves just how important of a crime identity theft is and that it should be better protected and have harsher consequences. The legal definition of identity theft according to Dakota Family Bank and Foundations of Computer Society is “the fraudulent acquisition and use of a person's private identifying information, usually for financial gain.” Identity theft is in relation to the crime of stealing as if someone is committing Identity Theft, then they are taking the name of someone…
According to Federal Trade Commission, “over the last 20 years over a trillions of dollars has been lost by innocent people and many businesses.” That’s more than enough money that could be used to help fix the roads, schools and other important environmental/everyday things. “The average person who has had their identity stolen or misused lost close to $2,000 and the average company or business loses approximately $15,000.” (Rotter) In 2012 a survey showed that around 16.6 million people have experienced at least one identity theft innocent and did not report it to any type of authority or try to do anything about it. Identity theft has been a growing issue affecting billions of people nation-wide, and we need to find a solution to save all…
We are in the age of technology and information; the law continuously ends up trying to catch up. In 1998 the Identity Theft and Assumption Deterrence Act was passed. This act strengthened criminal laws on identity theft. What was started as a protection of theft of credit cards and social security numbers, is now protecting all information over the world wide web and all electronic account transactions from theft. I belief that the law will have to make adjustments in the near future (Department of Justice, 2015).…
Identity theft is an issue that has grown out of proportion in the twentieth century. Police are faced with jurisdictional and even the technological problems. They should be able to deal with this problem,…
Identity theft is a serious problem that has been happening for a very long period of time. In America there are over 9 million victims of identity theft that takes place every year. Research shows Nine out of ten American homeowners have concerns about becoming victims of identity theft. This is the most rapid growing type of fraud in the country, yet virtually two-thirds are hesitant whether their insurance policy is able to protect them financially if this crime were to occur. A vast proportion of 83 percent believe the government should seize action to help prevent identity theft. (WWW.SSA.GOV, 2009)…
legislators can protect consumers from identity theft. There should also be a prosecution of more cases involving people who assume several identities. This article related to my topic because my argument involves the need for harsher punishments for identity theft. Morton writes, “Increase penalties: Identity theft is a serious crime and offenders should be punished.” This is a valid article for research papers involving harsher punishments for identity theft.…
One way is that credit card companies are trying to help their customers have more employees to work full-time for fraud prevention. It helped a lot in the last three years. Many companies have also sent out millions of brochures to people in cities where identity theft is most common. Companies want to educate customers about credit card fraud and preventing this from happening because many people don’t even know that this type of fraud can happen. Some other little tips on how to prevent this from happening is sign your credit cards as soon as they arrive, carry your credit card separate from your wallet, keep a record of your account and credit card information, void incorrect receipts, destroy carbons, save receipts to compare with billing statements, open bills promptly and notify card companies in advance of a change in address.…
Identity theft online normally comes in the form of a phishing scam and is regarded as one of the major criminal threats to internet users. A Phishing scam is when you are tricked into giving out personal information from a fake trusted site. An example of this would be if you received an official looking email from your bank or credit card company that directs you to a site made to look like the legit webpage. They will then ask you for your password and login details or require you to update your personal information. An online criminal only needs a small…
Consumers should change their behavior from time to time if needed be. There are laws that have stopped Identity theft. One of which is The Computer Fraud and Abuse Act. This law makes it illegal for anyone to distribute or computer code or place it in the stream of commerce. There are many other different laws on Identity theft. Some of which are on a website.…