May 13, 2012
4371 Dunmore Road NE
Marietta, GA 30068-4222
Dear Mr. Davis,
Thank you so much for allowing me to provide the enclosed information regarding your family’s long term care insurance needs.
As you know, long-term care is an important issue that can affect your family’s emotional and financial well-being. We believe all of our policyholders need to ensure they are adequately prepared for the impact of long-term care expenses.
Understanding how you can prepare for long-term care on your own can be quite a task – that’s why I am excited to offer my assistance in helping you understand more about long-term care and the options that may be available to you.
I’ve enclosed a proposal for your review. When you are ready, I would be happy to schedule a convenient time to meet with you. I can assure you that it will be time well spent.
If you prefer to schedule an appointment now, please give me a call at 770/888-8129, or stop by our office. I will give you a call in a couple of weeks.
LONG-TERM CARE INSURANCE PROPOSAL
National American University
TABLE OF CONTENTS I. Define long term care
A. The history of long term care 1. Where did it all start? 2. Who took care of those in need before now? 3. What was the price of this care back in the day and how did people pay for it? 4. What changes have occurred that have brought us to where we are today?
B. The current status of long term care 1. How many people use long term care funding and facilities? 2. What are today’s costs? 3. What is the probability that I will need it? 4. What are the options available to someone needing long term care?
C. How is the government involved? 1. What does Medicare pay? 2. What happens if I can’t pay? 3. What is the Partnership Plan?
II. What is long term care insurance?
A. What does it cover?
B. Who is eligible? 1.
References: Blumenthal, D. (2003). Long-term Care and Medicare Policy : Can We Improve the Continuity of Care? N.p.: Brookings Institution Press. Retrieved April 16, 2012 Brodsky, J., Habib, J., & Hirschfield, M Lipson, B. (2002). Choosing the Right Long Term Care Insurance. Danvers, MA: John Wiley & Sons, Inc. Connell, L. H. (2004). Nursing Homes & Assisted Living Facilities : Your Practical Guide for Making the Right Decision. Naperville, IL: Sphinx Publishing. Matthews, J. L. (1999). Beat the Nursing Home Trap : A Consumer 's Guide to Assisted Living and Long-term Care (3rdrd ed.). Berkeley, CA: Nolo.com. Who needs long-term care?. (2003, May). In http://ltc.georgetown.edu. Retrieved April 22, 2012, from http://ltc.georgetown.edu/pdfs/whois.pdf Koff, S Long term care. (n.d.). In Wikipedia. Retrieved April 22, 2012, from http://en.wikipedia.org/wiki/Long-term_care What is Long Term Care Insurance History of Long-Term Care. (n.d.). In http://www.elderweb.com. Retrieved May 6, 2012, from http://www.elderweb.com/book/history-long-term-care Selected Long-Term Care Statistics National Association of Insurance Commissioners. (2009). A Shopper 's Guide to Long-Term Care Insurance.