Swot

Topics: Interest, Loan, Debt Pages: 3 (704 words) Published: July 15, 2013
The Muthoot Gold loan portfolio is the largest in India as well as all around the globe. It is humbling to know that more than 80,000 people avail our trusted services on a daily basis.

For the past 126 years, the company has been serving the interests of customers as its top most priority. Our journey through centuries coupled with the fact that we are still a rapidly growing company highlights the trust and commitment that our customers worldwide have shown in us.

With Muthoot Finance Ltd. gold loan services, it takes no more than a few minutes for your gold to generate cash. The simple procedure that we follow allows: * Quick Loan disbursal
* Loan limit stretches from Rs. 1500 to Rs. 1 crore
* Pre-payment option-without any penalty 
* Minimal documentation 
* In-house gold evaluation
* Improves customer service in a shorter response time
* Strong rooms for providing safe custody for gold ornaments

Being India’s largest gold loan service provider, safeguarding the deposits of gold ornaments is our primary concern. A flexible interest rate policy is what helps us cope with volatile markets. Our gold loan range starts from Rs. 1,500 and stretches up to Rs. 1 Crore.  Serving over 80,000 customers daily, we assist almost every section of the society in obtaining quick cash for leveraging their dreams. 

Please Note: For loans outstanding for more than 12 months, a penal interest @ 2%p.a. will also be charged with effect from 02.05.2013.

Scheme| Slab Period/s| Rate of Interest|
TrueValue Loan| 3 / 6 / 12 months| 15% / 18% / 21% p.a.| Fair Value Loan| 3 / 6 & above 6 months| 17% / 20% / 24% p.a.| Real Value Loan| 3/ 6 / 12 months| 19% / 20% / 23% p.a.| Xpress Loan| 3/ 6 / 12 months| 20% / 21% / 24% p.a.|

Easy Loan| 3/ 6 /12 months| 22% / 23% / 24% p.a.|
Super Loan| 3/6/12 months| 22% / 23% / 24% p.a.|
Gold Loan Installment Scheme| 6 / 9 / 12 months| 14% / 14.5% / 15% p.a.| Gold Loan...
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