State Childrens Health Insurance Program

Topics: Health insurance, Federal government of the United States, Health care, Medicare, United States Congress / Pages: 13 (3699 words) / Published: Jul 15th, 2014
SCHIP (State Children’s Health Insurance Program)


The Balance Budget Act of 1997 created the Children’s Health Care Program (SCHIP). This program is also known as the State Children’s Health Insurance Program. Over 10 years, the program allocated around $20 billion for assisting low-income children who were ineligible for Medicaid and could not afford private insurance. The program was enacted by Title XXI of the Social Security Act. SCHIP was developed in order to make coverage of health care accessible to-low income uninsured children who family income is more than state Medicaid income standards for eligibility. The outcomes of state-by-state and national mismatching together with the federal funding unpredictability and the challenges dealing the capped funds for a program which serves more than 50 million people and account more than 17% of the healthcare of nation expenditure could be simpler.

Table of Contents
Abstract 2
Introduction 3
Definition and Overview of the Policy 3
Historical Analysis of Health Programs of the United States 4
Discussion 4
Overview of SCHIP 4
(Three) children’s health insurance program (CHIP) 5
Basic Structure of SCHIP 5
SCHIP Financing 5
SCHIP Financing Concerns 6
Conclusions 8
References 9

State Children’s Health Insurance Program

By January 1, 2014, the Affordable Health Care Act necessitates insurance of health to be secured in each state possibly by the Secretary of HHS (Human and Health Services) or by the state itself. The affordable Healthcare Act offers not only agencies of agencies; rather they it also arranges the offer plan of private health for the modest and qualified business. Fundamentally, the plans obtained through the exchange will furnish exhaustive scope and fulfill all Affordable Health Care Act reforms of market (Adashi, Geiger & Fine, 2010).
One of the most significant necessities that the majority of plans of exchange should fulfill is to

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