Stanbic Bank Financial Performance

Topics: Risk management, Operational risk, Risk Pages: 35 (9863 words) Published: February 25, 2014
DECLARATION
I, Okello John Paul declare that this research proposal is my original work and it has never been submitted before for any award or published at any university or any institution of higher learning. Signature …………………………………

Date……………………………………….

APPROVAL
This is to certify that this research proposal was developed under my guidance and it is now ready for submission to the Faculty of Business and Development Studies. Signed: ……………………………….. Date ……………………………………… DR.MSHILLA MAGHANGA

(Supervisor)

DEDICATION.
I dedicate this report to my parents Mr.Okello Odor Joseph and the Late Mrs.Abejja Betty.

ACKNOWLEDGEMENT.
It was immense effort amidst numerous challenges that I managed to accomplish this study and submitted the results to Gulu University as a partial fulfillment of the numerous requirements for the award of Bachelor of Business Administration of Gulu University. Therefore I would like to express my sincere appreciation to my supervisor Dr. Mshilla Maghanga for his support, constructive ideas and correction in the report. I thank him for being available any time when ever I needed assistance. I would also like to appreciate the efforts my uncles Mr. Ochen Christopher and Mr. Auma Darious plus my family members Esther, Florence, Ben, Fiona, Nilla, and Nisha for their support may the almighty God continue blessing the work of their hands. I would also like to appreciate the efforts of my Friends:Bithum P.Stephen M,Oscar,Emmanuel, Dison,Samuel M,Maleozs,Juma,Junior,Paul,Herbat,Bella,Eunice,Pius and others whom i have not mentioned. Thanks lord for being a good parent, provider of my needs and guiding me all kinds of difficulty’s during the course.

TABLE OF CONTENTS
Contents
DECLARATIONi
APPROVALii
DEDICATION.iii
ACKNOWLEDGEMENT.iv
TABLE OF CONTENTSv
LIST OF TABLESx
LIST OF FIGURES.xi
ACRONYMS/ABBREVIATIONSxii
ABSTRACT.xiii
DEFINITIONS.xiv
CHAPTER ONE1
INTRODUCTION1
1.0 General introduction1
1.1 Background Information.1
1.2 Area of study.2
1.2.1 Historical information.2
1.2.2Physical features.3
1.2.3 Demography3
1.3 Statement of the problem.4
1.4 Purpose of the study.4
1.5 Specific objectives4
1.6 Research questions.5
1.7 Scope of the study.5
1.7.1 Geographical scope.5
1.7.2 Content scope5
1.7.3 Time scope.5
1.8 Significance of the study.5
CHAPTER TWO.7
LITERATURE REVIEW7
2.0 Introduction7
2.1 Operational risk management.7
2.2 Types of operational risk management.7
2.3 The processes involved in operational risk management.8 2.3.1 Hazard identification.9
2.3.2 Risk evaluation.9
2.3.3 The analysis of the risk control measures9
2.3.4 The control decisions9
2.3.5 The risk control implementation9
2.3.6 The surveillance and monitoring9
2.4 Strategies/ Approach to managing operational risks in Stanbic bank.9 2.5 Profitability performance of Stanbic Bank .11
2.5.1. Return on Equity11
2.5.2. Return on Assets.11
2.5.3. Leverage Multiplier.11
2.5.4. The profit rate.12
2.5.5. The margin of assets utilization.12
2.5.6. Margin Profit.12
2.5.7. The profitability concept12
2.6 Operational Risk management and profitability performance.13 2.7 Conclusion.14
CHAPTER THREE15
RESEARCH METHODOLOGY15
3.0 Introduction15
3.1 Research design.15
3.2 Study Area15
3.3 Study Population15
3.4 Sample Size determination and justification15
3.5 Sampling procedure16
3.6 Data collection Methods16
3.6.1 Interviews16
3.6.2 Questionnaires16
3.7 Ethical Considerations17
3.8 Data Analysis:17
3.9 Limitations to the study.17
CHAPTER FOUR19
PRESENTATION AND DISCUSSION OF FINDINGS19
4.0 Introduction19
4.1 Findings on personal data of the respondents19
4.1.1 Gender ratio19
4.1.2 Age of the respondents19
4.1.3 Length of time worked by different employees20
4.1.4 Educational level...

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