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SMART Planning Model

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SMART Planning Model
Alice has several milestone goals within life that build upon each other. By setting specific attainable goals, Alice can accomplish financial success by starting her strategy early in life. Using the SMART planning model will help ensure Alice’s goals are achievable and stay on track. SMART is Specific, Measurable, Attainable, Realistic and Timely.

Paying off student loan:
Specific-Payoff $53,000 student loan so that Alice can have more dispensable income to accumulate assets
Measurable-will payoff $2400 car loan in a year and then rollover those car note payment amounts to existing student loan payments help payoff student loan within 5 years
Attainable-goal is attainable with current income and lifestyle
Realistic-goal is realistic,
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