Review of Literature of Indian Banking System After Liberalisation

TABLE OF CONTENTS

S.NO

CHAPTER
DECLARATION (PARA 12 – B) CERTIFICATE (PARA 12 – C) PREFACE ACKNOWLEDGEMENT

PAGE ii iii iv v 1 1 1 2 4 6 11 11 12 13 14 15 15 18 20 21 21 25 26 28 30

1 1.1 1.1.1 1.1.2 1.1.3 1.1.4 1.1.5 1.1.6 1.1.7 1.1.8 1.1.9 1.1.10 1.1.11 1.1.12 1.1.13 1.2 1.2.1 1.2.2 1.2.3 1.3 1.4

INTRODUCTION Importance of Banks in an Economy What Is A Bank? Functions of a Bank Banking Sector in India The Role of Banking in an Economy Role of Banks in the Indian Economy The Role Of Central Bank In Indian Banking System (RBI) Basel Norms and Banking in India Recent Developments In The Indian Banking Industry Government Initiatives Challenges and Opportunities for Players Scenario Planning Of Banking Sector: 2010 Challenges Faced By the Indian Banking Industry Strategies Undertaken by Banks to Tackle the Challenges Public Sector Banks in India Evolution of the Indian Banking Nationalised Banks In India Present Scenario Private Sector Banks in India Concept of Financial Analysis

1.4.1 1.4.2 1.4.3 1.4.4 1.5 1.5.1 1.5.2 1.5.3 1.5.4 1.5.5 1.6

Meaning The Concept Need For A Comparative Financial Analysis Significance Of Financial Analysis Tools for Financial Analysis Ratio analysis Horizontal Analysis Vertical Analysis Funds Flow Analysis Cash Flow Statement Factors Affecting Financial Statement Analysis References

30 31 32 33 36 37 54 55 56 58 64 66 69 69 71 71 71 71 73 81 84 86 89 89 90 90 93 94 94 95 ii 2 2.1 2.2 2.2.1 2.3 2.4 2.5 2.5.1 2.5.2

RESEARCH DESIGN Objective of the study Research Methodology Secondary Research Data Collection Data Analysis and Interpretation Literature Review Characteristics of banks in India Theme of the Research References

3 3.1 3.1.1 3.1.2 3.2 3.3 3.3.1 3.3.2

FINANCIAL ANALYSIS OF SBI State bank of India International Presence Associate Banks Establishment Profile Deposit Loans

3.4 3.5 3.5.1 3.5.2 3.5.3

Employees Ratio Analysis of SBI Bank Liquidity Ratios Activity Ratios (Management Efficiency Ratios) Profitability Ratios

References: 5 The analysis of the merger of two banks in Scandinavia also led renowned author Peter (2003) to believe the same 8 REFERENCES  Andrew Sheng (1991), “The Art of Bank Restructuring: Issues and Techniques”,  Dwight B. Crane and Zvi Bodie (1996), “The Transformation of Banking”, Harvard Business Review, Mar.-Apr., pp.109-117  Hasan, Iftekhar and Marton, Katherin (2003), “Development and Efficiency of the Banking Sector in a Transitional Economy: Hungarian Experience”, Journal of Banking & Finance, Vol  Canhoto, Ana and Dermine, Jean (2003), “A Note on Banking Efficiency in Portugal, New Vs  Rime, Bertrand and Stiroh, Kevin L. (2003). “The Performance of Universal Banks Evidnce from Switzerland”, Journal of Banking & Finance, Vol 27, Issue 11, pp