Research Proposal

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A survey among students (both before and after) and parents about their preferred educational loan provider, and reasons thereof. A comparative study of features and procedures of education loans of SBI and its main competitor in the city

Acknowledgement

* I would like to acknowledge the Opportunity provided to me by SBI to undertake this project. Through this project I got to knew many ground realities of the market.

Table of Content | Content | Page No. | 1. | Executive Summary | 1 | 2. | Overview of Education Industry | 2 | | Education Funding and National Growth | 4 | 3. | Overview of Education Loan Industry | 5 | 4. | RESEARCH METHODOLOGY | 6 | | RESEARCH STATEMENT | 6 | | RESEARCH OBJECTIVE | 6 | | RESEARCH DESIGN | 7 | | SAMPLE SIZE | 7 | | SAMPLING TECHNIQUE | 7 | | TOOLS FOR DATA COLLECTION | 8 | | TOOLS FOR DATA ANALYSIS | 8 | 5. | SCOPE OF THE STUDY | 9 | 6. | LIMITATIONS OF THE STUDY | 10 | 7. | Statistical Analysis of Survey | 11-18 | 8. | Findings of the Survey | 19 | 9. | comparative study of features and procedures of education loans of SBI and its main competitor | 20-37 | 10. | Findings of the Comparative Study | 39 | 11. | reccomendations | 40-41 | Annex. | Bibliography & Questionaaire |

Executive Summary
Education is central to the Human Resources Development and empowerment in any country. National and State level policies are framed to ensure that this basic need of the population is met through appropriate public and private sector initiatives. While government endeavours to provide primary education to all on a universal basis, higher education is progressively moving into the domain of private sector. With a gradual reduction in government subsidies higher education is getting more and more costly and hence the need for institutional funding in this area.
Education Loan industry is growing with 53.51% CAGR and

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