Rachel Cruz Speech

“She’s a college freshman with a new BMW and she went into debt for it!” said Rachel Cruze at the beginning of her financial planning workshop at Texas A&M University-Commerce. She was politely describing the reckless spending that is prevalent among college students, and came to our university to raise awareness concerning the major debt crises among her young audience. She came to the university on October 11, and stood on stage in the Ferguson Auditorium to give college students, and other individuals, advice about how to efficiently manage finances. As the daughter of renown financial planner Dave Ramsey, Cruze offered proven financial management methods to the crowd. Although she gave several key points to financial freedom, her main topic was urging college students to go into as little debt as possible.
Throughout the speech, Cruze had a very genuine tone. It was like she actually cared about the futures of those in the crowd. She emphasized that financial freedom only comes through gratitude. She
Being a college student is difficult for me, because my mom is not here to tell me what I should and should not purchase. However, I will heed Cruze’s advice, and stop comparing myself to others on social media, and in person. Yes, I do drive a used car, but after hearing the wise words of Cruze, I am now proud to drive a used car. I know that I have to make a choice between spending my money and saving it, and I intend to save whenever possible to minimize financial stress in the future. Listening to Cruze speak about financial management made me realize that it is never too early to start budgeting and saving. I thoroughly enjoyed her presentation, plus while I was there I won a copy of her newest book Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want. Thus, I will be reading about her advice more extensively and applying it to my own life and