privatization in banks

Topics: Privatization, Public sector, Private sector Pages: 35 (10810 words) Published: February 2, 2014


PRIVATISATION IN BANKS
BACHELOR OF COMMERCE
BANKING & INSURANCE
SEMESTER V
2012-13
SUBMITTED BY
TANIMA M. BANSAL
SEAT No.

JAI HIND COLLEGE
‘A’ ROAD, CHURCHGATE, MUMBAI - 400 020.

PRIVATISATION IN BANKS
BACHELOR OF COMMERCE
BANKING & INSURANCE
SEMESTER V
2012-13
SUBMITTED
IN PARTIAL FULFILLMENT OF THE
REQUIREMENTS FOR THE AWARD OF DEGREE
OF BACHELOR OF COMMERCE —
BANKING & INSURANCE

BY
TANIMA M. BANSAL
SEAT No.
JAI HIND COLLEGE
‘A’ ROAD, CHURCHGATE, MUMBAI-400 020.

DECLARATION
I, TANIMA M. BANSAL, student of B. Com. Banking & Insurance Semester V (2012-13) hereby declare that I have completed the Project on “PRIVATISATION IN BANKS”

The information submitted is true & original to the best of my knowledge.

Signature
TANIMA M. BANSAL
SEAT NO.

CERTIFICATE
This is to certify that Ms. TANIMA M. BANSAL of B.Com. Banking & Insurance Semester V (2012-13) has successfully completed the project on “PRIVATISATION IN BANKS” under the guidance of Professor (Name of guide)

Course Co-ordinator Principal

Internal Examiner External Examiner

College Seal

ACNOWELDGEMENT

A person always requires guidance and help of others to achieve success in his set objectives. Similarly, it was not possible for me to complete my assignment. I am indeed very much thankful to all the people who have helped me to complete the project.

I am gratefully indebted to Prof. Adarsh Suri, my project guide for providing me all the necessary help and required guidelines for the completion of my project and also for the valuable time that she gave me from her schedule.

Last but not least I am thankful to all my friends, who have been a constant source of inspiration and information for me. I thank to almighty for showering his blessings

SR.NO.
PARTICULARS
PAGE NO.
1.
SUMMARY
7
2.
OBJECTIVES
8
3.
METHODLOGY
9
4.
INTRODUCTION
10-11
5.
MEANING
12
6.
NEED FOR PRIVATISATION
13-14
7.
HOW IMPORTANT IS PRIVATISATION?
15-20
8.
BENEFITS OF PRIVATISATION
21-25
9.
POINTS IN FAVOR OF PRIVATIZATION
26-28
10.
DISADVANTAGES OF PRIVATIZATION
29
11.
POINTS IN FAVOR OF ANTI-PRIVATIZATION
30-32
12.
METHODS OF PRIVATIZATION
33-35
13.
PREPARING FOR PRIVATIZATION
36-38
14.
PRIVATIZATION PROCESS
39-45
15.
TYPES OF PRIVATIZATION
46-47
16.
CASE STUDY OF A PRIVATE BANK
48-55
17.
CONCLUSION
56
18.
BIBLIOGRAPHY
57
INDEX

SUMMARY

The aim of this project is to introduce the reader to the topic of “PRIVATISATION IN BANKS”. The results of these studies show that privatization usually results in increased productivity but also leads to a reduction or no change in employment. There is also strong evidence that privatization to foreign investors’ results in higher productivity gains. Privatization brings higher benefits to the firms wherever the appropriate institutions are in place. One should emphasize that tens of studies on developed, developing and transition countries using very diverse methodologies seem to yield very similar results. Consistent with the critique of market socialism above, the evidence show that performance contracts, corporatization, and hard budget constraints do not work without Privatization. It also shows that privatization is complementary to the institutional reforms that introduce rule-of- law, hard budget constraints, and investor protection. If these institutions are not developed, privatization’s impact on the economic performance is actually negative.

HYPOTHESIS

Importance of Privatisation in banks and its contribution in growth of Public and Private sector...

Bibliography: WEBSITES:
http://en.wikipedia.org/wiki/Privatization
http://www.investopedia.com/terms/p/privatization.asp
http://www.questia.com
siteresources.worldbank.org/DEC/Resources/
http://wiki.answers.com/Q
http://policydialogue.org
http://www.scribd.com/doc
www.privatisation.gov.pk
www.saprin.org
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