Preview

President Obama's Health Care Plan

Good Essays
Open Document
Open Document
1019 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
President Obama's Health Care Plan
President Obama’s health care plan, Patient Protection and Affordable Care Act (PPACA), commonly known as ObamaCare, ensures that all people have some type of health insurance and that insurance agencies are not allowed to discriminate against individuals with preexisting health conditions. Although the idea of everyone having access to health care via health insurance is ideal and worth working towards, the ObamaCare program is not advantageous for the majority of Americans because of higher tax fees, over worked doctors, and decreased quality of health care and should be defunded by congress. House Republicans won't pass a budget unless it repeals and defunds parts of ObamaCare and Senate Democrats won't pass a budget unless it doesn't. This led to a Government shut down. Republicans say that ObamaCare is an unpopular program that many americans have no idea what it is. “Kaisers most recent poll finds that 42 percent of Americans aren’t sure about whether Obamacare is law at all. Seven percent of survey respondents believed the Supreme Court overturned it, and 12 percent thought Congress had repealed it”(Ressler). This concludes my point on many Americans not knowing what ObamaCare does or why it is a law. Why should we fund something that most of the population has no knowledge about?
The middle to upper class Americans are affected by ObamaCare’s tax increase more than anyone. How fair is it that the ones having to pay the highest taxes are the most successful Americans? If an individual collects an income of more than $200,000 a year, they pay 3.8 percent tax on investment incomes and 0.9 percent on Medicare taxes (Matthews). The issue behind this is that an estimated “one-third of American households received Medicaid, food stamps or some other means- tested program in 2010” (Matthews). The number of Americans supported by Medicaid is only increasing and the Americans with higher incomes have to support the people with a low job income along with the

You May Also Find These Documents Helpful

  • Good Essays

    The “Affordable Care Act of 2010” also known as “Obamacare” or “Health Care Reform Act of 2010” is a universal healthcare plan that was designed to allow Americans to be able to get quality health insurance that people would be able to afford, and to cut U.S health care spending down as well. Many Americans debated about whether or not it was beneficial for everyone or just certain people, so there are many advantage and disadvantages for Americas due to this reform.…

    • 970 Words
    • 4 Pages
    Good Essays
  • Good Essays

    Obamacare was designed to help the lower income people whose jobs did not provide health insurance or those who could not afford it on their own. A few of the main or biggest beneficiaries of Obamacare include those between the ages of 18 and 34; blacks; Hispanics; and people who live in rural areas. The people that hurt the most from Obamacare include people who are 35 and older and those who are self-employed, or a combination of both. Many of these people who are hurt the most happen to generally be Obama’s political opponents. While there are movements to replace and even to repeal Obamacare, success for these movements seem rather unlikely. For the most part, experts seem to believe that the likelihood of Obamacare failing is basically…

    • 303 Words
    • 2 Pages
    Good Essays
  • Good Essays

    obamacare argument essay

    • 527 Words
    • 2 Pages

    However, the opposing argument is that some groups benefit more than others and some suffer negative financial effects. Nothing ever comes completely free and Obamacare is no exception. In order to raise revenue to support Obamacare, there are new taxes that are placed mainly on high-earners. A mandate called the Individual Mandate enforced that everyone had to get healthcare by January 2014 and if they failed to do so a fee would be required. This was an upsetting occurrence to many people because their ability to having a choice was taken away. Also, there are many who just barely miss the Federal Poverty Level and don’t qualify for full assistance which puts them in limbo. In this position they still can’t afford health insurance or it is difficult to pay for, but…

    • 527 Words
    • 2 Pages
    Good Essays
  • Satisfactory Essays

    In her article “What is ObamaCare”, Kimberly Amadeo (2013) proclaims how the economy is changing, how the changes affect this country and steps you need to take now so it will be beneficial in the near future. She addresses the different individual categories that an American or American family could be placed in when selecting coverage. Amadeo feels that the cost of ObamaCare could be considered as both a pro and a con. She feels that the calculation depends on the assumptions used. Estimates ranging from $1.76 trillion added to the debt down to $143 billion subtracted from the debt are all correct according to her research (Amadeo2013).…

    • 438 Words
    • 2 Pages
    Satisfactory Essays
  • Better Essays

    The United States of America is a rich and powerful country. The way we handle political, social, and ethical issues are closely watched by the entire world. We are a free democratic society who has entrusted our government to make the best, most appropriate decision for each individual in this country, even if that means we have to pay a little more. Obamacare is one of many policies that illustrate the American people’s willingness to help one another. According to “Obamacare Facts” (2013), Health and Human Services (HHS), the department in charge of implementing and overseeing the Affordable Care Act, reported that in the first two months of open enrollment nearly 1.2 million Americans had selected a health plan.…

    • 2148 Words
    • 9 Pages
    Better Essays
  • Better Essays

    Obama Care, AKA the Health Care and Education Affordability Reconciliation Act of 2010, reforms the health insurance industry and the American health care system as a whole. To the layman the information included in the over a thousand pages of legislature is very hard to decipher. I found myself searching for Obama care for dummies to try and make sense of the legal rhetoric. Once I got through it though the benefit and disadvantages are very clear. In this I will outline where we stand in America now, the benefits of Obama Care and finally, disadvantages…

    • 1408 Words
    • 6 Pages
    Better Essays
  • Good Essays

    The Supreme Court ruled on June 28, 2012 that the Patient Protection and Affordable Care Act of 2010 also known as the ObamaCare Act is to be upheld, even the controversial parts, where people without health insurance will have to pay a fine starting in 2014. The ObamaCare Act was started to “help reduce overall health care costs by making services available to 32 million who currently cannot get health insurance”(useconomy.about.com, part of the New York Times Company Amadeo, 2012). The Act will make it so insurance companies cannot disqualify a person from receiving health insurance because of a pre-existing condition, and will also make sure that insurance companies do not drop someone because they are sick. Large companies with more than 50 employees will have to offer health insurance, but they will receive tax credits. “The Act will lower the budget deficit by $143 billion over the next ten year by raising some taxes and shifting more cost burdens”( Source: CBO CBO Report on Health Care Reform and the Budget; Wall Street Journal, What Health Insurance Ruling Means, June 28, 2012; NPR, Medicaid Expansion, June 27, 2012, useconomy.about.com, part of the New York Times Company Amadeo, 2012). Starting on January 1 2014 everyone in the United States is supposed to have health insurance. The hope is that if everyone has health insurance, the healthy people are going to equal out the unhealthy people and so insurance should not be too high of cost, or too expensive, but people are afraid that is not what is going to happen. If a person does not qualify for Medicaid or does not purchase health insurance by January 1, 2014 they will have to pay $95 (or 1% of their income whichever is higher), in 2015 people without insurance will have to pay a penalty of $325 (or 2% of income) and in 2016 they will pay $695 (or 2.5% of income). About 4 million people will end up paying the penalty instead of purchasing health…

    • 774 Words
    • 4 Pages
    Good Essays
  • Good Essays

    The Affordable Care Act or Obama Care is a United States federal statute law stating that all people must have health care coverage. The Affordable Care was created to make health care affordable while also increasing the quality of health insurance. This law required locations like clinics and hospitals to accept all people if it’s covered by Obama Care. It’s also supposed to limit companies to charge a higher rate because of a pre-existing condition or because of one’s sex. The Obama Care was created to help the American people have affordable health care.…

    • 1309 Words
    • 6 Pages
    Good Essays
  • Satisfactory Essays

    The Affordable Care Act will cut the number of uninsured Americans by more than half. The insurance coverage will cover ninety-four percent of the American population, which reduces about thirty one million uninsured people. One of the substantial changes to our health care system includes having individuals carry health insurance and prohibiting insurers from denying health insurance coverage due to preexisting condition. It will change the focus of our nation’s health care system from treating sick people to prevention, increasing access to care and ensuing quality health care for everyone.…

    • 293 Words
    • 1 Page
    Satisfactory Essays
  • Powerful Essays

    The Affordable Care Act was essentially created to allow more people to be exposed to healthcare and for it to be affordable to the low income. The act itself has proven to effectively work and accomplish its goals to achieve universal health care. Within the act, it states that it it a penalty not a tax in which the Supreme Court states its opinion on the Affordable Care Act (Supreme Court Health Care Decision). However, the middle class is seeing high taxes in which affects makes them question the existence of Obamacare. Many individuals claim they do not like the idea of paying for someone else’s health insurance.…

    • 1829 Words
    • 8 Pages
    Powerful Essays
  • Powerful Essays

    Pros And Cons Of Obamacare

    • 1384 Words
    • 6 Pages

    The United States is heavily watched around the world in terms of politics or any other action as it is one of the leading countries of the world. Recently, the United States caught the eye of the world in its recent debate of the health care reform. Most commonly referred to as “ObamaCare” the official name is the Patient Protection and Affordable Care Act (PPACA) or for short, the Affordable Care Act (ACA). President Barack Obama on March 23, 2010 signed the Affordability Care Act into law to reform the health care industry and it was later upheld by the supreme court on June 28th, 2012. “The goal of ObamaCare is to give more Americans access to affordable, quality health insurance, and to…

    • 1384 Words
    • 6 Pages
    Powerful Essays
  • Good Essays

    Obama Care: Unequal States

    • 1089 Words
    • 5 Pages

    Obama Care caused a cut of small businesses owners by 22.6 billion dollars a year making it impossible for the business to keep running. Because the business needs that money to keep operations moving and without it they are stopped in there tracks unable to accomplish anything, forcing them to shut down leaving thousands of people out of work. It destroys lives left and right which is why Obama Care should have never been implemented because loads and loads of lives are ruined because everyone is scared to go to the hospital and get that humongous bill leading them to bankruptcy. I can not stress this point enough on how obama care was only directed at the poor people because obama gave them all the free stuff while we suffered. When it should have been “free” for everyone. So they quit their jobs thinking i can just get free health care now and just live off of welfare but they get rejected now they are stuck with no job, starving kids, and no healthcare what so ever, which isn't that much different than obama care. Obama Care made it to where people with jobs have to be careful on how much they make otherwise they would not get the special benefits of obama care “free” stuff. Obama Care was a plan to make everyone dependant on the government so that they would have complete control over everyone and then we would be the United States home of the…

    • 1089 Words
    • 5 Pages
    Good Essays
  • Good Essays

    The biggest issue that Affordable Care Act influence people is that it create unbalance between health care spending and income growth. Increased costs for individuals, families, and businesses, resumption of excessive health care spending and middle-class taxation will be much higher and will be a huge burden not only for the nation but also for each small parties. “In fact, for the past 40 years real, per capita health care spending has been growing at twice the rate of growth of real, per capita income. That’s not only true in the United States, however, it is about the average for the whole developed world.” (John Goodman 1) From the facts, health care spending is more and more of the family budget and it will be even worth in the near…

    • 672 Words
    • 3 Pages
    Good Essays
  • Satisfactory Essays

    Obama Care Benefits

    • 380 Words
    • 2 Pages

    As I first learned about the Affordable Care Act (ACA), which was passed March 23, 2010, I was intrigued to hear that every American had to get it. I for one believe that the congressional republicans should continue seeking to repeal the law of Obama Care. I understand that the ACA is made to make health insurance more accessible for Americans to be provided aid for families with a low income. In fact that some of the benefits was to prevent insurance companies from increasing rate on families. The…

    • 380 Words
    • 2 Pages
    Satisfactory Essays
  • Powerful Essays

    The Patient Protection and Affordable Care Act (PPACA) signed into law by president Obama on March 23, 2010 is arguably the most extensive reform of health care law ever to be enacted in the U.S. It will impact the way professionals practice health care, the way insurance companies handle health care as a product, and the way consumers purchase and use health care as a service. The Affordable Health Care Act is primarily aimed at reducing the number of uninsured Americans and reducing the overall costs of health care from an administrative and consumer standpoint. The PPACA requires insurance companies to cover all applicants and offer the same rates to all applicants of the same age regardless of pre-existing conditions, gender or any other intrinsic factors that may deem an individual a particularly “risky” investment for an insurance company. According to the U.S. Census Bureau, in 2009, there were 50.7 million Americans living without health insurance; that amounts to 16.7% of the population (DeNavas-Walt et al.). In order to increase the rate of coverage, the PPACA provides mandates, subsidies, and tax credits to employers and individuals. Since individuals will not be discriminated against on the basis of their health, insurance companies will have larger pools of individuals to cover and the price of insurance will decrease based on the idea that the collective or average risk of any given group of individuals will, theoretically speaking, be less risky than the highest-risk individuals in that group. Because consumers will not be judged on their individual health, the insurance companies, instead, will have to compete for consumer attention and theoretically speaking, market prices of insurance will fall further due to the increased competition between companies (HealthCare.gov). In addition, there will be a mandate in place which will require all individuals not covered by their employer, Medicare, or…

    • 1439 Words
    • 6 Pages
    Powerful Essays