Ppca Policy Case Study
How does the PPACA policy address this topic?
Before the ACA, students that did not have health insurance could obtain it from their college or university. As plans vary from school to school and benefits restricted for particular plans, many students were not entirely protected leaving them vulnerable to unexpected medical expenses. The current proposed rule has provided individuals with an equal opportunity improving health insurance protection for students. These students would have the protection of all the benefits that offered under the new consumer protections, which allows them to perceive their plan and its coverage as well as their rights. Now, the ACA gives students the freedom and opportunity as other consumers to purchase insurance with the same protection outlined in the Patient’s Bill of Rights (Centers for Medicare and Medicaid, 2011). The current regulations help the students to buy and maintain their coverage.
Required limitations and special rules
Ensures annual limits: The students no longer have a set limit of the amount of their plan. Today, the annual limit guarantees the continued accessibility of coverage for students and banned annual limits to the minimum essential benefits (CMS, n.d.). …show more content…
The insurer must ensure transparency by disclosing all valid information to the consumer before selling a health policy to individuals. Also, the students that are 26 and younger must obtain notification of eligibility to maintain coverage as a dependent under their parents plan. However, when disclosing this information, the students should be able to comprehend this information without any complicated and confusing
Before the ACA, students that did not have health insurance could obtain it from their college or university. As plans vary from school to school and benefits restricted for particular plans, many students were not entirely protected leaving them vulnerable to unexpected medical expenses. The current proposed rule has provided individuals with an equal opportunity improving health insurance protection for students. These students would have the protection of all the benefits that offered under the new consumer protections, which allows them to perceive their plan and its coverage as well as their rights. Now, the ACA gives students the freedom and opportunity as other consumers to purchase insurance with the same protection outlined in the Patient’s Bill of Rights (Centers for Medicare and Medicaid, 2011). The current regulations help the students to buy and maintain their coverage.
Required limitations and special rules
Ensures annual limits: The students no longer have a set limit of the amount of their plan. Today, the annual limit guarantees the continued accessibility of coverage for students and banned annual limits to the minimum essential benefits (CMS, n.d.). …show more content…
The insurer must ensure transparency by disclosing all valid information to the consumer before selling a health policy to individuals. Also, the students that are 26 and younger must obtain notification of eligibility to maintain coverage as a dependent under their parents plan. However, when disclosing this information, the students should be able to comprehend this information without any complicated and confusing