April 20, 2014
The Poor vs. Health Care
It is prudent to keep in mind that the current system leaves million Americans without health insurance. There are many factors contributing to the poor care quality. Healthcare is too expensive already and barriers just contribute to Americans not getting proper medical care. Americans want the best possible healthcare they can get and they are demanding a basic necessity insurance coverage despite their circumstances. Health care insurance needs to be simplified. In this research paper, I will examine the disparities of poor and low income individuals and the effects that it has on the minority community and the health care system.
Poor health and inadequate health care are often related to human rights violations; violation that under fulfillment of human rights are often due to poor health and lack of access to health care. The link is direct in the case of other basic social and economic human rights such as the right to a standard of living adequate for the health and well-being of oneself, and one’s family.
Nevertheless, poverty and lack of health protection are indirectly linked to failures to secure civil rights. In the U.S. budgets are designed with the poor in mind, yet the money that is allotted to assist them never materializes or finds its way to where it will be most useful. There is always some other issue that is more important than assisting those who need help. Multiple studies had shown that racial and ethnic minorities experience a lower quality of health care services and are less likely to receive routine medical procedures than are white Americans. Minorities are also more likely to be uninsured, live in poverty, and be exposed to environmental hazards at home and on the job.
Low-income households without access to government or private sector charity programs may be particularly impacted by rising health care costs. Almost half of the uninsured low-income chronically ill have reported problems in paying medical bills, which has likely contributed to delaying or foregoing medical care, (Effects of Health Care Spending on the U.S. Economy, 2005). In a recent study, since 1990, “health care spending has increased at a faster rate of growth than has gross domestic product (GDP), inflation, and population. In the latest year data are available (2003), total national spending on health care rose to $1.67 trillion, or $5,670 per person,” (Effects of Health Care Spending on the U.S. Economy, 2005).
The truth is that everyone does not make the same amount financially. With that said Americans cannot afford to pay bills, feed their families, and have medical insurance. High premiums and too many restrictions make affording medical insurance difficult. The U.S. health care coverage system is employer-based. More and more employees are opting out of coverage because the system does not cater to them but to the employers. Americans are struggling to pay higher premiums, deductibles, and co-payments and shifting more cost onto them will just add more pressure and additional hardship at the doctor's office and the bargaining table.
High-income people think it is unfair for them to pay higher taxes in order to cover the health care expenses for the poor. Rich people need to realize that the poor’s cheap source of labor is partly contributes to their affluence. Lower-class severely suffered from negative effects caused by the higher-class’ accumulation such as environment pollution, inflation, discrimination and so on. Class is a powerful force in health and longevity in the United States. The more education and income people have, the less likely they are to have and die of heart disease, strokes, diabetes and many types of cancer. Upper-middle-class Americans live longer and in better health than middle-class Americans, who live longer and better than those at the...
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