Preview

POL 201 Policy Making in the Federal System

Satisfactory Essays
Open Document
Open Document
721 Words
Grammar
Grammar
Plagiarism
Plagiarism
Writing
Writing
Score
Score
POL 201 Policy Making in the Federal System
Policy Making in the Federal System
Stephanie Stratton
POL 201
5/11/15
Jamie Weitl

The topics of health care and health care reform are two of the most highly debated topics in society today. The Obama Care Plan is at the center of the health care crisis. Obama Care is aimed at reinforcing the American system of health care. The main focus of Obama Care is to regulate the industry of health insurance and also reduce spending. Obama Care was signed into law on March 23, 2010. The primary goal of this health care reform plan is to make it possible to be able to provide health care to all U.S. Citizens. There are currently about 44 million Americans that are unable to get health insurance. Obama Care’s major elements was to expand Medicaid and Medicare, where they are able to offer health insurance to a much larger group of citizens. Obama Care also provides assistance to Americans that are unable to afford health care. Another important element of this plan is to provide better wellness and preventative services. The reasoning behind this is that if individuals are able to have regular preventative services then not only is it quicker to diagnose illnesses but the rate of recovery is better and thus the expenses are much lower. (Obamacarefacts, 2014).

Obama Care also increases a person’s protections. This means that Obama Care has implemented measures that will no longer allow an insurance company to drop a customer while they are sick. Also it stops the insurance companies from cutting off a customer’s coverage due to time limits. Obama Care’s most important aspect is that it makes it much more difficult for insurance companies to deny coverage based upon preexisting conditions, and if a person with a pre-existing condition is denied, the individual has a more legal standing.

Obama Care has some negativity because this plan requires that all Americans have insurance through some sort of provider, State or federally assisted program.



References: www.finance.yahoo.com/.../obamacare-turns-3-10-disturbing-212600864... www.obamacarefacts.com/obamacare-facts.php

You May Also Find These Documents Helpful

  • Powerful Essays

    Pros and Cons of Obamacare

    • 1707 Words
    • 7 Pages

    Obamacare is an extensive bill that completely transforms the healthcare system. The main part of the bill is the individual mandate that requires all citizens and legal immigrants to have health care coverage. If individuals do not have health insurance by 2014 there is a monetary penalty. In order to allow many Americans to obtain coverage, it outlines a major change in insurance practice in that companies are no longer allowed to deny individuals health insurance because of pre-existing conditions; individuals are able to buy into health insurance at anytime. Obamacare expands Medicaid for those who cannot afford health insurance; the expansion will supply more than 17 million more Americans with health insurance than before the bill. People who are employed can fulfill this health insurance requirement by enrolling in their employer’s plan. Health insurance must be provided through employers if the company has 10 or more employees. Small businesses will be subsidized so that they can afford to provide insurance. People without insurance through their employer will be able to buy plans through health insurance exchanges, where most will qualify for subsidies, greatly reducing the premiums. Exchanges are run by the state or non-profit organizations and require that all insurance companies offer certain plans that make it easier for Americans to determine the differences between…

    • 1707 Words
    • 7 Pages
    Powerful Essays
  • Good Essays

    Affordable Care ACT

    • 871 Words
    • 4 Pages

    Furthermore, the Affordable Care Act is one of the biggest changes to our Health care system since the introduction of Medicaid and Medicare. However, there still will be 29 million Americans who will still lack healthcare insurance even after the Affordable Care Act is fully instituted (Andrews,Darnell,Mcbride& Gerlert,2013) fundamental goals of the ACA are to decrease the cost of healthcare, increase quality of healthcare, services, and make healthcare assessable to all Americans, particularly the uninsured. One of the largest changes to healthcare through ACA is that everyone must have insurance this is the largest positive factor of the ACA (Hayes, 2011)…

    • 871 Words
    • 4 Pages
    Good Essays
  • Powerful Essays

    The Healthcare reform act was put into place by President Obama; this law expanded affordable health insurance to millions of he underinsured and uninsured. The positive effects that the healthcare reform are, allowing young adults under the age of 26 to be able to say on their parents/gardens insurance plans, this assists 6.6 million young adults who are not able to afford insurance. (Consumer Reports, 2013) The Medicare expansion widens the range of coverage to lower income and immigrants that have been in the United States for 5 or more years. (Washington State Health Authratiy, 2014) The healthcare income subsides for lower income individuals and families; this is a tax credit that can assist with the cost of purchasing health insurance. With the new law people can no longer be denied coverage due to preexisting conditions or health, sex or race. (Consumer Reports, 2013) The new law also prohibits the insurance companies form having a lifetime cap on policies that have exceeded the amount the insurance companies want to pay. (Washington State Health Authratiy, 2014) What denial of insurance did to the preexisting conditions and people who had reached…

    • 1405 Words
    • 6 Pages
    Powerful Essays
  • Satisfactory Essays

    Obamacare Outline

    • 260 Words
    • 2 Pages

    Possible Introduction: Obamacare is a new law to take full effect in 2014 that can provide 32 million uninsured Americans with health insurance. Insurance company’s costs will be lower and more affordable for everyone. The law sounds great, but many people believe Obamacare can cause problems with quality of service provided and many other issues.…

    • 260 Words
    • 2 Pages
    Satisfactory Essays
  • Good Essays

    Obamacare or The Patient Protection and Affordable Care Act was signed into law on March 23, 2010 by President Obama. It has been the most significant overhaul in the United States healthcare since Medicare and Medicaid passed in 1965. Obamacare is aimed at helping the underinsured be able to gain insurance, when there would be no other way for that person to have insurance. With this plan everyone would have health insurance regardless of income, or anything that would prohibit the person from attaining health insurance.…

    • 620 Words
    • 3 Pages
    Good Essays
  • Good Essays

    During the 2008 federal campaign, Democratic presidential candidate Barack Obama placed comprehensive health care reform at the centre of his platform. In the light of the growing problems facing the US health care system, the time seemed ripe for another attempt to control health costs while expanding insurance coverage. Elected in the context of the deepest recession since World War II, President Obama nonetheless decided to reform the U S health care system at the beginning of his presidency( proquest.com). While president Obama took on this task that was left behind by President George Bush, and still today is active, will we see a reform in our health care system? I will explore more research as to why this issue is so alive today, and what? If any, is being done that will have a positive effect on us today, and in our future.…

    • 851 Words
    • 4 Pages
    Good Essays
  • Good Essays

    US health care expenditures have been rising quickly over the past few years; it has risen more than the national financial system. Nonetheless a number of citizens in the US still lack appropriate health care. If the truth be told, health care expenditures are going to continue to increase; in addition numerous individuals will possibly have to make difficult choices pertaining to their health care. Our health system has grave problems that require reform, through reforming, there is optimism that there will be an increase in affordable health care and high-quality of care for America. Medicaid, Medicare and private sector insurances are all going through trials and tribulations because of spending. Obama Cares purpose is to put consumers back in charge of their health care and aid in driving down the cost of spending in health care. The reform will also strive to put forward a delivery system that operates better for all involved thereby decreasing organizational burdens and assisting in the collaboration towards improved care. If the reform is successful, it will lead to measureable improvements in care outcomes, and in the health of the American general public overall.…

    • 769 Words
    • 3 Pages
    Good Essays
  • Better Essays

    The topic of the Affordable Health Care Act has been in great debate for many years. On March 23, 2010, President Obama signed the Affordable Care Act into law, putting in place comprehensive reforms that improve access to affordable health coverage for everyone and protect consumers from abusive insurance company practices. The law allows all Americans to make health insurance choices that work for them while guaranteeing access to care for our most vulnerable, and provides new ways to bring down costs and improve quality of care. Many other Presidents has attempt to pass a universal health care bill that will cover all or a significant…

    • 1083 Words
    • 5 Pages
    Better Essays
  • Better Essays

    Policy Process, Part 1

    • 1429 Words
    • 6 Pages

    It is important to understand the policy-making process especially for advocates who plan what type of input is needed in order to have an impact on the final policy. There are a few interesting factors between health policy and social policy. The Social policy deals more with the distribution and maintenance of economic solvency, as well as the provision of services such as housing and transport to specific target groups such as the poor. While in health policy the focus is more on in meeting the health needs of a specific population. In the same manner health insurance policies perhaps were designed to transport to the same target groups as those designed by the social welfare sector. When advocating for a specific policy is important to have in mind that there will be existing policies and competing legislation priorities as well as conflicting positions on the subject that may create barriers. These different aspects are important to assess before proposing any kind of policy. Advocates that are key players and that can bring good criteria to the table are individuals that have been devoted to their profession. These individuals or advocates are more likely to be nurses, clinicians and administrators. Before any subject in healthcare is considered it has to go through an intense process. The focus of my paper will be based on the first three phases of how the process works with Medicare.…

    • 1429 Words
    • 6 Pages
    Better Essays
  • Good Essays

    Health Care Reform

    • 632 Words
    • 3 Pages

    His plan for health care insurance “begins by covering every American.” Obama’s plan revolves around the idea of offering insurance to each and every American. This new national health plan will guarantee that no American is refused insurance due to illness or pre-health conditions. Part of the new national health care will cover all essential medical services including maternal, preventative and mental health care1. The plan also addresses the costs side of health care. Obama will create affordable premiums, co-pays and deductibles as well as the overall cost of health care by “modernizing” the U.S. health care system itself1. This cost reduction involves several steps. One of the key steps toward lowering the costs according to Obama would be to help the patients directly by supporting disease management programs. Obama will require that health care providers participate in what he calls the “Federal Employee Health Care Benefits Program1” (FEHBP). Obama states that by doing so, it will not only give doctors better information but it will also improve the quality of the health care provided.…

    • 632 Words
    • 3 Pages
    Good Essays
  • Satisfactory Essays

    prescription drugs at a lower cost. The main advantage about the Obama care is that the insurance…

    • 351 Words
    • 2 Pages
    Satisfactory Essays
  • Good Essays

    HSM 544 course project

    • 2629 Words
    • 7 Pages

    In the past few years, insurance was the major issue for the government because it was costing them to pay for each patient who could not afford for medical care. There were millions of people who were uninsured and something had to be done to make change. President Obama decided to make a change and fought for the right of uninsured Americans. He wanted something good for the people so he decided to get open Obama Care. Obama care started last year with many issues with the website and wanted to see if it works of not. Since last year, there have been many changes in everyone lives. However, this year everything has changed in a positive and negative way. Throughout the paper I will talk about the pros and cons of Obama Care. It can be hard to get health insurance because it cost a lot and not everyone is a fan of visiting the doctors for general check up. You will always go for a check up when you are not feeling well. As for me I always had health insurance and I think it is important for everyone to have one because you never know you might end up at the emergency room paying a lot than you deserve. I think it is necessary to get insurance and Obama care has made it official that everyone needs to get insurance today. However, there are issues with Obama care that I think it needs to be solved.…

    • 2629 Words
    • 7 Pages
    Good Essays
  • Satisfactory Essays

    Amadeo informs the reader about the main advantage of the Affordable Care Act. It lowers health care costs overall by making insurance affordable for more people. That’s because insurance will be extended to two uninsured groups. She also writes about the main disadvantage. That the Act could actually increase health care costs over the short term. That’s because many people will receive preventive care for the first time in their lives. (Amadeo2013)…

    • 438 Words
    • 2 Pages
    Satisfactory Essays
  • Good Essays

    Affordable Care Goals

    • 307 Words
    • 2 Pages

    The Affordable Care Act is the comprehensive health care reform law enacted in March 2010. Also, known as “Obomacare”, the Affordable Care Act has three primary goals. These goals include making affordable health insurance available to more people, expand Medicaid program to cover all adults with income below 138 percent of the federal poverty level, and support innovative medical care delivery methods designed to lower the costs of health care generally.1 The reason that the affordable care act included a provision that requires individuals to purchase insurance is because insurance companies, in order to provide coverage for individuals, pool the risk for all of the individuals that they are providing coverage to and that is how they develop…

    • 307 Words
    • 2 Pages
    Good Essays
  • Good Essays

    Many insurance companies will deny you coverage because of a mistake on the application or a pre-existing condition. With Obama Care active insurance companies can’t deny you because of these reasons. The only way they could deny your coverage is if the plan is already active. There are no more unreasonable limits on lifetime benefits. The limit for Lifetime benefits and annual limits are banned. One can still have benefits on whoever’s on the plan no matter the condition of that…

    • 1309 Words
    • 6 Pages
    Good Essays