PNC and Competitors
Securities Study on PNC and Competitors
Corporations Stock Price
P/E
Beta
Net Profit Margin
Return on Equity
Return on Assets
PNC Bank
$66.07
12.46
1.26
19%
8%
1%
Bank of America
$12.21
48.84
1.78
4%
2%
0.7%
JPM Chase
$48.58
9.15
1.63
22%
10%
0.92%
Citigroup
$43.56
17.93
1.86
13%
4%
1.2%
BB&T
$30.38
11.25
1.12
22%
9%
1.1%
Wells Fargo
$37.02
11.02
1.36
19%
12%
1.2%
PNC Bank is fifth largest bank in United States and is amongst three highest off-premise ATM providers in the States. With its headquarters in Pittsburg, Pennsylvania PNC operates in nineteen states and District Columbia. PNC bank provides wide range of financial operations including: retail banking, merchant services, corporate and institutional banking, mortgage and global investment servicing and asset management. Bank operates in six segments and these six segments earned altogether 14.9 billion dollars in revenue in 2012. PNC is considered to be regional bank and its one of the most successful banks out there. The fact that PNC is already well-run traditionally oriented bank gives them great advantage comparing to other regional banks and big banks. It is conservative bank that is continuously writing the loans. Bank’s revenue is mostly fee-based and not interest based which helps them maintain steady income. These are just some of the reasons of high stock prices comparing to its competitors.
Based on the numbers shown in table we can see that PNC has high net profit margin comparing to its competitors, which shows us how much exactly of company’s revenue is kept as net income. One of the PNC’s most direct competitors is regional Bank BB&T that has higher net profit margin but lower stock price and P/E. Since P/E reflect investors demand for a company’s share, the higher P/E the better. Also from table we can see that Bank of America has the highest P/E. This high P/E shows us that investors believe
Corporations Stock Price
P/E
Beta
Net Profit Margin
Return on Equity
Return on Assets
PNC Bank
$66.07
12.46
1.26
19%
8%
1%
Bank of America
$12.21
48.84
1.78
4%
2%
0.7%
JPM Chase
$48.58
9.15
1.63
22%
10%
0.92%
Citigroup
$43.56
17.93
1.86
13%
4%
1.2%
BB&T
$30.38
11.25
1.12
22%
9%
1.1%
Wells Fargo
$37.02
11.02
1.36
19%
12%
1.2%
PNC Bank is fifth largest bank in United States and is amongst three highest off-premise ATM providers in the States. With its headquarters in Pittsburg, Pennsylvania PNC operates in nineteen states and District Columbia. PNC bank provides wide range of financial operations including: retail banking, merchant services, corporate and institutional banking, mortgage and global investment servicing and asset management. Bank operates in six segments and these six segments earned altogether 14.9 billion dollars in revenue in 2012. PNC is considered to be regional bank and its one of the most successful banks out there. The fact that PNC is already well-run traditionally oriented bank gives them great advantage comparing to other regional banks and big banks. It is conservative bank that is continuously writing the loans. Bank’s revenue is mostly fee-based and not interest based which helps them maintain steady income. These are just some of the reasons of high stock prices comparing to its competitors.
Based on the numbers shown in table we can see that PNC has high net profit margin comparing to its competitors, which shows us how much exactly of company’s revenue is kept as net income. One of the PNC’s most direct competitors is regional Bank BB&T that has higher net profit margin but lower stock price and P/E. Since P/E reflect investors demand for a company’s share, the higher P/E the better. Also from table we can see that Bank of America has the highest P/E. This high P/E shows us that investors believe