In the field of computer security, Phishing is the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit card details, by masquerading as a trustworthy entity in an electronic communication. Phishing is a fraudulent e-mail that attempts to get you to divulge personal data that can then be used for illegitimate purposes. There are many variations on this scheme. It is possible to Phish for other information in additions to usernames and passwords such as credit card numbers, bank account numbers, social security numbers and mothers’ maiden names. Phishing presents direct risks through the use of stolen credentials and indirect risk to institutions that conduct business on line through erosion of customer confidence. The damage caused by Phishing ranges from denial of access to e-mail to substantial financial loss.
Fig 1.1 the simplified flow of information in a Phishing attack 1. A deceptive message is sent from the Phishers to the user. 2. A user provides confidential information to a Phishing server (normally after some interaction with the server). 3. The Phishers obtains the confidential information from the server. 4. The confidential information is used to impersonate the user. 5. The Phishers obtains illicit monetary gain.
Steps 3 and 5 are of interest primarily to law enforcement personnel to identify and prosecute Phishers. The discussion of technology countermeasures will center on ways to disrupt steps 1, 2 and 4, as well as related technologies outside the information flow proper.
Phishers use a wide variety of techniques, with one common thread.
Most methods of Phishing use some form of technical deception designed to make a link in an e-mail appear to belong to the spoofed organization. Misspelled URLs or the use of sub domains are common tricks used by Phishers. In the following example, http://www.yourbank.example.com/, it appears as though the URL will take you to the example section of the yourbank website; actually this URL points to the "yourbank" (i.e. Phishing) section of the example website. An old method of spoofing used links containing the '@' symbol, originally intended as a way to include a username and password. For example, http://firstname.lastname@example.org/ might deceive a casual observer into believing that it will open a page on www.google.com, whereas it actually directs the browser to a page on members.tripod.com, using a username of www.google.com: the page opens normally, regardless of the username supplied.
2 FILTER EVASION
Phishers have used images instead of text to make it harder for anti-Phishing filters to detect text commonly used in Phishing e-mails.
Messages that claimed to be from a bank told users to dial a phone number regarding problems with their bank accounts. Once the phone number (owned by the Phishers) was dialed, prompts told users to enter their account numbers and PIN. Vishing (voice Phishing) sometimes uses fake caller-ID data to give the appearance that calls come from a trusted organization.
Fig 2.2 How Phishing Attack can take place
REASONS OF PHISHING
Let's consider some of the reasons people fall victim to Phishing scams.
TRUST OF AUTHORITY
When a Phishing email arrives marked as “High Priority” that threatens to close our bank...
Bibliography:  http://en.wikipedia.org/
Not the real address bar
Not the proper domain for peoples.com
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