Personal Narrative: My Fear Of College Debt

Just like my mother and older sister, I was told from a young age that I have a lot of potential. They both put themselves into similar situations, they are both struggling to pay off their college debt, even though no degree was received from it. Each of them have their own reasons to why they have fallen into a deep hole financially. Now they are both trying to scrape together any money they can from a near minimum wage job to try to pay off this college debt while also providing for their families.

Seeing multiple people really close to me struggle to deal with the debt that going to college caused the fear of college debt to hang over my head like a grey, stormy cloud, always managing to overlap the silver lining of college, a good paying
I am already creating examples in my life of how I used hard work,- which came from my long shifts at Checkers Pizza- and my dedication - from how religiously I set aside money specifically to help pay for college. I also want to be a role model in volunteering time to help others, I do this in a small way by using the knowledge I gain from business classes to help educate my family on how to be able to read their finances. My mother’s newly found financially literacy allowed her to slowly pay off more of her debts because she implemented the budgeting technique I showed
I want to prove to my younger family members that it is possible to go to college and graduate no matter your circumstance. The route that my college career is going I will be able to show people that they need to prepare themselves for the hard work and dedication to be able to be in as little debt as possible. If any of my younger family members look up to me, like I hope they will in the future, I could then talk to them about all of the mental toles that come with procrastinating the process of preparing yourself for college. This has to do with how I prepared myself to be in debt. I knew to be able to make more money in my life I would first have to put myself in debt to get the experience needed for those good paying jobs. But with all of this preparation of saving up and making sure I go to the right school for me, it allows me to put myself in the best position for the future, that simple idea of putting yourself into the best place for the future is ultimately what I want to teach my younger family