Personal Budget

Topics: Zero-based budgeting, Budgets, Personal finance Pages: 10 (422 words) Published: February 8, 2015
"My Household Budget"
ITEM
Car Payment
Insurance
Food
Games
Gas
Tolls
Telephone
Credit Cards
Loans
Clothing
Toiletries
Hair cuts
"Monthly Budget Total"
"Total Monthly Expense"
"Compare To Budget"

MONTHLY BUDGET
$356.32
$125.01
$325.00
$250.00
$200.00
$100.00
$149.52
$300.00
$225.50
$300.00
$143.65
$25.00

JAN

FEB

$356.35
$125.01
$274.65
$124.74
$120.00
$63.75
$149.52
$285.00
$225.50
$274.32
$75.43
$15.30

$356.32
$125.01
$225.89
$64.99
$100.00
$14.25
$149.52
$260.00
$225.50
$136.84
$24.39
$22.50

MAR

APR

MAY

$356.32
$125.01
$232.16
$229.78
$130.00
$18.10
$149.52
$210.00
$225.50
$86.88
$63.52
$15.30

$356.32
$125.01
$198.81
$49.99
$145.00
$14.35
$149.52
$180.00
$225.50
$45.64
$17.31
$15.30

$356.32
$125.01
$419.43
$24.99
$280.00
$80.45
$149.52
$300.00
$225.50
$340.36
$124.80
$17.50

JUN

$356.32
$125.01
$213.47
$0.00
$80.00
$24.85
$149.52
$240.00
$225.50
$62.49
$56.12
$15.30

JUL

AUG

$356.32
$125.01
$292.01
$74.99
$160.00
$48.70
$149.52
$140.00
$225.50
$117.21
$24.87
$15.30

$356.32
$125.01
$212.60
$124.49
$110.00
$45.20
$149.52
$80.00
$225.50
$102.68
$16.54
$15.30

$2,500.00 $2,500.00 $2,500.00 $2,500.00 $2,500.00 $2,500.00 $2,500.00 $2,500.00 $2,500.00 $2,089.57 $1,705.21 $1,842.09 $1,522.75 $2,443.88 $1,548.58 $1,729.43 $1,563.16 $410.43 $794.79 $657.91 $977.25

$56.12 $951.42 $770.57 $936.84

My Personal Budget
$143.65

$25.00

Car Payment
Insurance

$356.32

Food

$300.00

$125.01

Games
Gas

$225.50

$325.00

Tolls
Telephone

$300.00

Credit Cards
$250.00
$200.00

$149.52

1

$100.00

Loans
Clothing
Toiletries

Shawn Wagner

"My Household Budget"

Question 1: The bonus would be split towards the Car payment and Loans, reasoning for this is to elimate as much debt early on if you can, which will allow

Question 2: While keeping everything basically the same within the monthly budget, I would reduce spending from Games, Gas and Clothing.

Question 3: For the month of September, I was well under budget with a savings of 897.46 remaning, this was with the reduced spending on clothing, games

2

Shawn Wagner

"My Household Budget"
SEPT

OCT

NOV

DEC

$356.32
$125.01
$184.58
$14.99
$135.00
$55.05
$149.52
$220.00
$225.50
$74.78
$37.29
$24.50

$356.32
$125.01
$291.21
$79.99
$120.00
$20.15
$149.52
$195.00
$225.50
$187.22
$68.49
$14.50

$356.32
$125.01
$302.47
$109.89
$175.00
$75.65
$149.52
$125.00
$225.50
$232.96
$42.24
$19.75

$356.32
$125.01
$216.35
$329.79
$280.00
$90.25
$149.52
$150.00
$225.50
$390.03
$47.52
$28.00

Item Total

Average Expenses

$4,275.87
$1,500.12
$3,063.63
$1,228.63
$1,835.00
$550.75
$1,794.24
$2,385.00
$2,706.00
$2,051.41
$598.52
$218.55

$356.32
$125.01
$255.30
$102.39
$152.92
$45.90
$149.52
$198.75
$225.50
$170.95
$49.88
$18.21

$2,500.00 $2,500.00 $2,500.00 $2,500.00
$1,602.54 $1,832.91 $1,939.31 $2,388.29
$897.46 $667.09 $560.69 $111.71

3

Shawn Wagner

"My Household Budget"

y on if you can, which will allow you to save money in the near future for other expensise or luxuries.

as and Clothing.

d spending on clothing, games, toiletries and food.

4

Shawn Wagner

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