Pdp Sample

Topics: Finance, Financial crisis of 2007–2010, Financial crisis Pages: 8 (1266 words) Published: April 21, 2010
This is a report detailing an account of my personal development and leaming process while undertaking the module

FE}{1L2- Management dissertation to fuIfil
which details the challenges, learning

the requirements for the MBA in Financial services. The structure of the report

follows atimeline, much like

a diary,

milestones and other experiences encountered in each major 'phase' while carrying out the research project.



of Februarl2009




Maior activities: Ideas Generation and Topic selection.

Initial thoughts were based on recent economic events - the credit crunch, downturn and what led to its occurence. I wanted to asses to what extent the credit crunch can and will affect the micro-banking sector across the globe. Doing a bit


research on the above, diverted my train of thougbt towards viewing micro-banks as

immune to the global financial crisis. I wanted to investigate what about the micro banking process would cause this immunity. It became apparent that the above idea is not black and white, as micro banking is no longer 100% insular in


developing countries. In fact further investigation needs to be done to determine if ever was (completely insular) and whatthe eurent balance is between'intemalo


micro banks and all othets, which have external influences, such as ownership/control by large global organisations.

This led to the initial topic for the dissertation going towards the following:


Investigate in great detail, the extent to which the ways MFIs are funded affect

their primary objective of improving poverly in communities. Is going to thoroughly compare and draw conclusions on externally funded and

intemally funded MFIs. It will aim to prove that domestic funding is more desirable. Doing so by highlighting in great detail, the 'drawbacks' of external

funding, the direction in which it is going in terms of securitisation, the way large commsrcial banks are getting involved, how the credit crunch could see ties cut

down drastically (in which case domestic funding becomes apparent as a more

reliable option).

I intended to base my arguments around Idimuje MFB, as a small domestically funded MFB in Delta state, Nigeria This bank and the communityto which it provides a service will be at the centre of my case study. I made the decision to have an extensive interview with its CEO, looking to get detailed information on the

corpomte mission of the bank and what strategy will be used to achieve its goals.

With this interview, I also wanted to his view on the subject matter of funding, and listen to his point of view on why he believes (if he believes) that internal funds are better. I will also be very keen to find out if he thinks that other communities such as Idimuje across the county can achieve what has been done in this situation.

The 6ft of May 2009 was major milestone in writing my disserfation proposai.

It had transpired, after the fust draft was reviewed by the dissertation futor, that the dissertation topic selected is not appropriate for several reasons. It was revealed to me in the dissertation workshop that an investigation into funding of MFB would certainly require more data than I planned to accumulate. In fact acase study would have been entirely useless. It became apparent that the research questions asked were impossible to answer considering the amount of inforrnation needed to answer these questions. A total change in direction became imminent and considering the time left to submitting the proposals (2 weeks), I became very pressured realising how much more work needed to be done.



lot of careful thinking and still wanting to carry out

a case study, the

ideas for the dissertation topic suggested was as follows:

'A feasibility study into starting up a successful MFB in a rural area in Nigeria", I was exkemely happy to be able still...
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