PHILIPPINE SCHOOL OF BUSINESS ADMINISTRATION, Q.C.
1029-Aurora Blvd. Cubao, Q.C.
Selected Pawnshop Businesses along
Sumulong Highway, Marikina City:
Factors of Success
Leira Susana Arceo Escala
Charmaine Santos Tesalona
Mariel Navata Nieto
John Michael Temporal Soria
Ralf Louise Sauro Vico
Dr. Carolina D. Ditan
Table of Contents
List of Tables
List of figures
Chapter I Introduction
Background of the study
Statement of the Problem
Hypotheses of the Study
Significance of the Study
Scope and Delimitations
Definition of Terms
Chapter II Review of Related Literature
Foreign Literature and Studies
Local Literature and Studies
Chapter III Research Methodology
Data Gathering Procedure
Chapter IV Presentation, Interpretation and Analysis of Data Chapter V Conclusion and Recommendations
Appendix I. Letter to the respondents
Appendix II-A. Questionnaire for customers
Appendix II-B. Questionnaire for employee/staff
Appendix III. Vicinity Map
We would like to thank our beloved Dr. Carolina D. Ditan, Dr. Emma Guno, and Dr. Mendoza. To them we will always be grateful. Their contribution to this study will transcend this time and age. Allow us to thank also our fellow student of Philippine School of Business Administration QC. For the materials that they submitted which we compiled to complete this study about pawnshop. Studying this problem is not easy if our Professor’s in PSBA did not help us in this study. Thank you beloved Professor’s for being always available for us. Thank you friends. I truly value our friendship. Likewise many thanks to Dr. Ditan our Professor in fundamental research for giving us knowledge about the study that we conduct. Specially thanks to this people Malipayon, Edwin Rama, Joey Barroga, Carina Leonore Ngo Ng, Josefa P. Tombali, Remigio A, De Ungria, Jr, Elizabeth Kuria, Nastaran Abizadeh for allowing us to study the case that they made in the past few year. To all our friends who touch our life’s this is for us.
To our beloved Parents, Nanay and Tatay, who are the potent source of our strength and will power, We give you this study as a gift and proof of our appreciation for all your sacrifices. We give back our loving CREATOR what he has given for us.
THE PROBLEM AND ITS BACKGROUND
Pawnbroking existed in the Ancient Greek and Roman Empires. Most contemporary Western law on the subject is derived from the Roman jurisprudence. As the empire spread its culture, pawnbroking went with it. Likewise, in the East, the business model existed in China 3000 years ago no different than today, through the ages strictly regulated by Imperial or other authorities. In spite of early Roman Catholic Church prohibitions against charging interest on loans, there is some evidence that the Franciscans were permitted to begin the practice as an aid to the poor. Pawnbrokerage arrived in England with William the Conqueror, but known by the Italian name, Lombard. In 1338, Edward III pawned his jewels to raise money for his war with France. King Henry V did much the same in 1415. The Lombards were not a popular class, and Henry VII harried them a good deal. In the very first year of James I Stuart an Act against Brokers was passed and remained on the statute-book untilQueen Victoria had been on the throne thirty-five years. It was aimed at the many counterfeit brokers in London. This type of broker was evidently regarded as a fence. It is also known that Queen Isabella of Spain pawned her jewelry in order to send Christopher Columbus out to what he believed was the Indies. Pawnshop is a business that offers secured loans to people, with items of personal property used as collateral. The word “pawn” is derived from...
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