Obamacare - Blessing or Curse
October 8, 2013
Obamacare: Blessing or a Curse?
On October 1, 2013 insurance exchanges opened for individuals buying their own insurance with assistance from the government. This program commonly referred to, as Obamacare is formally known as The Patient Protection and Affordable Care Act (PPACA). Since 2009, when legislation was still in the debate stage, people have been beating down bogus claims about the Affordable Care Act. But in the recent months the intensity has been increasing because of what was to come on October 1st.
The debate on Obamacare is focused on three main issues: jobs, premium costs, and medical care. Republicans have said that the law is a job-killer, but the experts predict a small impact on mainly low-wage jobs. The Republican National Committee says that 8.2 million part-time workers cannot find full-time work partially because of the law. That is the total number of part-time workers who want full-time jobs, and there is no evidence from official jobs figures that the law has had an impact. (Davis)
Advocates say premiums will go down, while adversaries say they will go up. Basically, employer plans will not be affected much, and a price change for those individuals who are seeking their own insurance will fluctuate from person to person. Obama claimed that all of the uninsured would see lower premiums than what they could get now but unfortunately that is not the case.
Critics continue to make daunting claims about the government coming between a person and their doctor, but the law does not set up a government-run system. If anything, the law comes between a person and their insurance company. It forbids them from capping one’s coverage or charging them more based on health status. Meanwhile, Obama cannot promise people that they can keep their plan. Employers, however, are free to switch coverage, just as they were before. Since 2010, there have been persistent claims that members of
Cited: Bash, Tom Cohen and Dana. CNN. 8 October 2013 . Davis, Susan. House GOP votes to delay obamacare for one year. 29 September 2013. 8 October 2013 . Health Care. 8 October 2013 . Health Insurance Marketplace. 8 October 2013 . Health Reform in Action. 8 October 2013 . Huff Post Obamacare. 8 October 2013 . obamacare. 8 October 2013 . Obamacare News and Video. 8 October 2013 .