The U.S. healthcare is the most expensive in the world and yet one of the least in terms of quality when compared with peer countries. Consequently health reform has been on the fore front for several years. However there is no consensus on how best to go about reforming the system. The enactment of the ACA in 2010 was one of the boldest attempts to reform U.S. healthcare. Making healthcare affordable to Americans is one of the main goal of the ACT. There is ongoing debate on whether ACA has made healthcare…
The Obama healthcare plan has raised a lot of eyebrows especially those of lobbyist and this is what they had to say about his healthcare plan. Will Newton, executive director of the National Federation of Independent Business/Texas stated, His organization supported the court’s opinion, but his team of lobbyist is headed to try and get Congress to repeal the Patient Protection and Affordable Care Act and exchange it with something more affordable. (Newton, 2012). He goes on to say how the act never mentioned anything about the cost, members of his organization confirmed that prices had indeed increased and had risen over 110 percent in the last decade. Small and large business owners want to drop employees’ healthcare benefits, due to the fact that…
America is about to make major changes in the country’s health care system. The goal of the Affordable Care Act is reduction of the number of uninsured individuals and health care expenses. Some call the reform unconstitutional, some fear inefficient implementation will lead to the opposite of the anticipated health care cost reduction. According to Kaiser Health Tracking Poll 29% of Americans have very unfavorable opinion of the health reform law compared to only 18% with very favorable attitude (See Health Data, 2010-2011).…
More than 45 million Americans are uninsured. Even those that do have health insurance often face financial and other barriers when getting healthcare. The Affordable Care Act (ACA) removes most of these financial barriers (Kocher, Emanuel, & DeParle, 2010). The ACA guarantees access to healthcare and creates new incentives to change clinical practice, but some might be surprised to learn that the financial price tag attached goes beyond healthcare costs and taxes which all Americans will pay for costs associated with the ACA are passed (Unknown, 2012).…
The Patient Affordable Care Act also known as the Obamacare was created on March 23, 2012. The Affordable Care Act is a health care law that aims to ensure that all Americans have access to quality, affordable healthcare by increasing access to health coverage for Americans and introducing new protections for people who already have health insurance this law will hopefully create the transformation within the health care system necessary to contain cost. The ACA law puts in place comprehensive health insurance reforms that will roll out over four years and beyond, with most changes taking place by 2014. The Affordable care act has nine titles which help in addressing the reform quality, affordable health care for all Americans, the role of public programs, improving the quality and efficiency of health care, prevention of chronic disease and improving public health, health care workforce, transparency and program integrity, improving access to innovative medical therapies, community living assistance services and supports, and revenue provisions. Within those nine titles I’ve chosen to expand on two areas prohibiting denials of coverage based on pre- existing conditions and helping young adults by requiring insurers to allow all dependents to remain on their parents plan until the age of 26.…
On March 23, 2010, President Barack Obama signed the Affordable Care Act into law. The act, nicknamed “Obamacare,” is the largest healthcare reform since 1965 when Medicare/Medicaid bill was signed. Obamacare was put into place to help decrease the cost of health insurance in the United States so that everyone can have affordable and quality healthcare (Samual). “There will be a competitive insurance market and all Americans will be able to choose their insurance out of these plans. Since everyone will have access to the same care through the Affordable Care Act it helps to ensure that all Americans receive quality healthcare. Those wishing to purchase private health insurance will be able to do so and receive the same care available today (Samual).” The bill is extremely long but there are several important things that it covers and each factor has an effect on the economy and on the cost of insurance.…
You can 't be dropped from coverage when you get sick or make an honest mistake on your application. You also can 't be denied coverage or treatment for being sick or charged more for being sick. You can 't be charged more for being a woman either.…
Furthermore, the Affordable Care Act is one of the biggest changes to our Health care system since the introduction of Medicaid and Medicare. However, there still will be 29 million Americans who will still lack healthcare insurance even after the Affordable Care Act is fully instituted (Andrews,Darnell,Mcbride& Gerlert,2013) fundamental goals of the ACA are to decrease the cost of healthcare, increase quality of healthcare, services, and make healthcare assessable to all Americans, particularly the uninsured. One of the largest changes to healthcare through ACA is that everyone must have insurance this is the largest positive factor of the ACA (Hayes, 2011)…
The United States of America is a rich and powerful country. The way we handle political, social, and ethical issues are closely watched by the entire world. We are a free democratic society who has entrusted our government to make the best, most appropriate decision for each individual in this country, even if that means we have to pay a little more. Obamacare is one of many policies that illustrate the American people’s willingness to help one another. According to “Obamacare Facts” (2013), Health and Human Services (HHS), the department in charge of implementing and overseeing the Affordable Care Act, reported that in the first two months of open enrollment nearly 1.2 million Americans had selected a health plan.…
Controversy always surrounds change. Healthcare is this kind of controversial topic where people refuse to accept changes, even though changes must be made. Obamacare details many changes, how they will be made, and whom they will affect. As with any bill, there are pros and cons that exist as the bill helps many, but makes some a little worse off. Taking into account the pros that include the minimum benefits package and expansion of Medicare coverage as well as the cons that include rising costs to government and a shortage of doctors, I would vote against the bill.…
Obamacare doesn't address the lack of sustainability of our healthcare system. It won’t keep insurance prices down, more than 30 million people will remain uninsured, and insurance companies will manipulate their way out of any imposed regulations.…
Obamacare was signed into law on March 23, 2010 by President Barack Obama. The ACA was designed to offer healthcare to all groups of American citizens, mainly to the upwards of 30 million uninsured Americans. Although there were several reasons this reform was necessary there were a few main reasons that seem to stand out. Being able to offer health insurance to those that suffered from pre-existing conditions as well as not put limitations on the amount of coverage these Americans could actually maintain and keep. It wasn’t unheard of to be capped to a certain amount of coverage once a patient became sick. The US Census Bureau (2011) estimated there to be somewhere around 49 million uninsured Americans in 2010, so this reform would cut down on that number…
The “Affordable Care Act of 2010” also known as “Obamacare” or “Health Care Reform Act of 2010” is a universal healthcare plan that was designed to allow Americans to be able to get quality health insurance that people would be able to afford, and to cut U.S health care spending down as well. Many Americans debated about whether or not it was beneficial for everyone or just certain people, so there are many advantage and disadvantages for Americas due to this reform.…
Obamacare is a act that is very controversial to this day. This paper is going to examine the pros and cons of the affordable healthcare act.…
The Patient Protection and Affordable Care Act (ACA), commonly referred to as Obamacare, represents the greatest regulatory overhaul to the US healthcare system since the introduction of Medicare almost 50 years ago. The ACA sets federally mandated standards for insurance companies in regard to rates and coverage. It also established mandatory penalties for any uninsured or underinsured US citizen. The act has caused a great deal of speculative panic in the healthcare community at large as it opened the door for greater federal scrutiny of the patient care and financial practices of healthcare institutions.…