Mobile Wallet

Topics: Electronic commerce, Mobile phone, Mobile payment Pages: 5 (1181 words) Published: November 22, 2010
Abhinav Sultania B.E. SEM VIII Depart ment of co mputer engineering Bharati Vidyapeeth College of Engineering, pune m

Mobile wallet system is an innovative and

at any point of time. One of the significant application of mobile applications is

transforming the mobile phone into a mobile wallet with digital cash that supports both as real cash and security [1]. It is a type of mob ile payment technology in which instead of paying with cash, checks or cred it cards, a consumer can use a mobile phone to pay for wide range of services and digital or goods such as:


breakth rough



solution that offers the conveniences of cash-less shopping, as well as making remote payments via any mobile phone, where financial and

merchandising transactions are done at the touch of the fingertips. Technology used in mobile wallet is known as Near Field Communication (NFC). Near Field

Music, videos, ringtones, online game purchase, wallpapers and other goods. Transportation fare of bus, train etc Books, magazines, tic kets and other

Communication is a short range high frequency which enables the exchange of data between device s over about a 10 centimeter distance. Keywords: Mobile mobile wallet, Near Field

goods There are four primary models for mob ile payments: Direct Mobile Billing SMS based transactional payments




DORIS i.e. Digital online registration and

identification system. , RFID i.e. Radio Frequency

I. Introduction
Mobile web payments (WAP) Mobile wallet also known as wallet phone is a mobile enabled application that will rep lace a device from your pocket i.e. your wallet. The emerging wireless and mobile networks have extended electronic commerce to another NFC (Near Field Co mmunication) So in the payment models, mobile wallet uses NFC technology

research and application subject i.e. mob ile commerce. Th is creates new opportunities for customers to conduct business from any location

II. System Requirement A. Hardware requirement:
Mobile Phone that should be NFC enabled. Touch point i.e. NFC enabled mach ine Doris SD card token for

Download music or video fro m a s mart poster. Exchange business cards with another NFC enabled phone. Print an image on a printer using your phone. Use a point-of-sale terminal to pay for a purchase, the same way as with a standard contactless credit card. Can pay train or bus fare using your phone.

security purpose.

B. Software requirement:
Intelliwal DORIS Operating system Programming language Intelliwal is a smart running mobile phone application which incorporates and extends all the functionality provided by a conventional physical wallet [8]. History of all the transaction is maintained in this application. Dig ital online registration and identification system, for short DORIS is mainly fo r security purpose [8]. Operating symbian. Programming language used is C++. system for mobiles should be

Communication Modes of NFC
Active mode Passive mode In active mode devices can communicate with each other. Each device has to generate its own RF field, if it wants to send data. The RF field is alternately generated by one of the two devices. In passive mode a device has to use inductive coupling to transmit data. For battery powered devices, like mobile phone it is better to use in passive mode. In this mode communication takes

III. Technology Used Near Field Communication (NFC)
Near Field Co mmun ication, for short NFC is a technology for short range communicat ion. It uses magnetic field induction to enable

place between active device and passive device.

NFC devices work in three different operating modes [8]: PEER-TO-PEER M ODE READER/W RITER MODE TAG EMULATION M ODE

communicat ion between electronic devices based on Radio Frequency Identification (RFID). We...

References: [ tract.jsp?arnumber=5170848&isnumber =5170782&punumber=5170260&k2doc key=5170848@ieeecnfs&query=(mobile +wallet)metadata&pos=1 [ tract.jsp?arnumber=5357095&isnumber =5357048&punumber=5353035&k2doc key=5357095@ieeecnfs&query=(mobile +wallet)metadata&pos=0 [ mmunication#Essential_specifications. [4] OOK2008 [5]Distributes Mobile Payment Wallet Over-The-Air, Press release, 28 May 2008 [6] [ q.html#02.%20Who%20can%20use%20 MOBILE%20WALLET? [8] 480_Digital_Wallet_Presentation_Final _.pdf+intelliwal&cd=1&hl=en&ct=clnk &gl=in [9] ss/Materials/White_Papers/pdf_files/bac kgrounders_2009/NFC_backgrounder_2 009.pdf
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