Merril Lynch

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The Merrill Lynch Guide to

A Message from the Chief Financial Officer
Merrill Lynch believes an informed investing public is critical to both the capital markets and the economy. We are committed to clear and accurate reporting of our own financial information and also to an enhanced understanding of the reports of other corporations.
This Guide to Understanding Financial Reports is an initiative by Merrill Lynch and its communications partner, Addison, to provide a clear, practical explanation on how to read and interpret a corporate report. We encourage you to use this resource to help you play a more active and informed role in working with your Financial Advisor—and ultimately gain better control of your investment activities.
Ahmass Fakahany
Chief Financial Officer
Merrill Lynch & Co.

About Merrill Lynch

About Addison

Merrill Lynch is one of the world’s leading financial management and advisory companies, with offices in 36 countries and total client assets of approximately $1.3 trillion.

With offices in New York and San Francisco,
Addison is a creative-services company specializing in business communications. For more than 40 years,
Addison has helped the world’s most successful companies tell their stories through singular, award-winning annual reports.

Through Global Markets and Investment Banking, the company is a leading global underwriter of debt and equity securities and a strategic advisor to corporations, governments, institutions and individuals worldwide. Through Merrill Lynch
Investment Managers, it is one of the world’s largest managers of financial assets. Through its Global Private Client Group, it is a leading worldwide provider of wealth management and investment services to high-net-worth individuals.

Today, Addison also specializes in simplifying complex business communications for all audiences.
In this Guide to Understanding Financial Reports, both competencies converge to create a definitive,

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