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Liberation

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Topics: Insurance
Features of Home Protector Plus include:

Expanded Coverage
Home Protector Plus provides additional coverage for unforeseen costs when rebuilding your home and the full replacement cost for your possessions.

Personal Property Replacement
Liberty Mutual will provide the full replacement cost of your personal possessions, not just the depreciated value, if they are damaged or destroyed. And with our Personal Property Replacement Service, we'll help you locate the exact items that were damaged - or the closest match.

Additional Living Expense
We'll cover your additional expenses if, due to a covered loss, you need to live elsewhere while repairs are being made to your home - enabling you to return to living your life as quickly as possible.

Liberty Mutual homeowners insurance policies also include:

24-Hour Emergency Repairs
24-Hour Claims Assistance
Loss Forgiveness* - Your price won't go up due to a loss in your home
Home Protector Plus is an optional coverage. Subject to applicable deductible, policy terms and conditions. Not available in all states.

* Subject to eligibility; not all customers qualify.Liberty Mutual Insurance Enters Into Agreement to Sell Summit Holdings Southeast, Inc. to American Financial Group
On January 9, 2014, Liberty Mutual Insurance reached a definitive agreement to sell Summit Holdings Southeast, Inc. and its related companies (together, “Summit”) to American Financial Group (NYSE/NASDAQ: AFG) in an all-cash transaction (see full posting ).

Liberty Mutual Group Inc. Issues Additional $400 Million of 4.25% Senior Notes, due 2023
On November 5, 2013, Liberty Mutual Group Inc. (“LMGI” or the “Company”) settled the issuance of $400 million of 4.25% Senior Notes, due 2023 (the “Notes”). The Notes issued constitute a reopening of the $600 million aggregate principal amount of the Notes that the Company issued on June 18, 2013. Proceeds of the reopening are expected to be used to finance recent debt repurchases and for general corporate purposes ( see press release ).

Liberty Mutual Group Inc. Discloses Over $164 Million in Debt Repurchases
On September 27, 2013, Liberty Mutual Group Inc. (“LMGI”) disclosed that from June 30, 2013 until September 27, 2013, the company repurchased $151,893,000 in principal of its 10.75% Series C Junior Subordinated Notes, due 2088 (“Notes”). As of September 27, 2013, $364,353,000 in principal of the Notes remained outstanding. Further, LMGI has agreed to purchase an additional $12,725,000 in principal of the Notes subject to settlement. This information is being disclosed in connection with a potential private transaction ( see press release ).

Liberty Mutual Insurance Group Announces SBU Realignment
On July 24, 2012, Liberty Mutual Insurance Group announced the realignment of its Strategic Business Units into four new units. This change is designed to make it easier for agents and customers to do business with us. It also will allow us to better leverage our scale and expertise by spreading best practices and investments in products, services and innovation across the global enterprise. We are realigning our Strategic Business Units into four new SBUs effective immediately:

Commercial Insurance will serve traditional property and casualty accounts of all sizes and will provide one face to the agent/broker community. Commercial Insurance will also include Summit and Group Benefits.
Personal Insurance will include all domestic personal lines business. Liberty Mutual and Safeco brands and products will be maintained, and distribution channels will continue to be managed separately. Personal Insurance will also include our Individual Life business.
Global Specialty will include Liberty International Underwriters, Liberty Mutual Reinsurance and Liberty Mutual Surety.
Liberty International will comprise local country operations.

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